Personal Finance (Not Investing) • Limited use FSA + HSA and spouse non-HSA account

1. I can open up a limited use FSA and submit claims for dental expenses that my wife incurs even though she is not on my health care plan.

Correct. You're allowed to use your spouse’s FSA money, and vice versa.

My wife's open enrollment is mid next year. She cannot open up a regular FSA for herself since a regular FSA allows medical expenses for a spouse to be claimed but since I have a HDHP, I'm not allowed to have access to a FSA therefore she is ineligible to open one?

She’s still allowed to open an FSA, meaning your insurance status doesn’t affect what choices she can make. But if she has a general purpose FSA, then you’re not allowed to make HSA contributions.

Statistics: Posted by TropikThunder — Wed Oct 30, 2024 12:09 am — Replies 1 — Views 62

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