Personal Consumer Issues • Editing outside portfolio at Vanguard broken?
"Edit holdings" link does not work for me - it takes me to the "Add an outside investment" page where I can add a new account, but not edit the existing one.The link above does work.Statistics: Posted...
View ArticlePersonal Consumer Issues • Family-friendly Spring Break recommendations?
My 4 year old LOVED Vegas when we were there in January but it was a lot of walking for my mom who is in her late 70s. Things she enjoyed: blue man group, mermaids, riding in a gondola, walking though...
View ArticleInvesting - Theory, News & General • Re-check on "safety" of VMFXX
On pages 7 and 12 of the statutory prospectus (pages 10 and 15 of the PDF below) you can read about the investment strategies of VMFXX and VUSXX. Vanguard clearly articulates their view on the...
View ArticlePersonal Investments • 8k$ in passive income per month
Thanks a lot for all answers. I will go through one by one and reply.Statistics: Posted by rajwar — Mon Oct 28, 2024 11:54 pm — Replies 41 — Views 6506
View ArticlePersonal Finance (Not Investing) • Considerations when moving from CA to WA...
We moved from CA to WA many years ago and did restate the CA living trust to adjust for the credit shelter trust.It's annoying that the index for the estate tax inflation adjustment is broken as it...
View ArticlePersonal Finance (Not Investing) • Anybody working for the same employer for...
42 years. Started after college, until retirement.Statistics: Posted by RetiredAL — Mon Oct 28, 2024 11:59 pm — Replies 8 — Views 597
View ArticlePersonal Finance (Not Investing) • mortgage recasting
Has anyone done a mortgage recasting?How much of a lump sum does the mortgage company ask for before they will do this?Yes. They had me do a minimum $10,000 payment after I officially requested the...
View ArticlePersonal Investments • Estate Tax Calculation
...Regarding FAFSA, 4 years ago I didn't fill it out as everyone here told me there was no point. Two years later for my second child the private schools insisted I should fill it out as it would be...
View ArticlePersonal Investments • So much bond negativity
That's a bit simplistic.Bond traders hardly "know nothing about the market".The difference is in time frames. Bond traders aren't looking to hold to maturity and earn coupons.They're looking for short...
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Personal Consumer Issues • Who's up for pickleball? Zero-zero-two. Game On!
I am guessing you are not a golfer.. Have you priced clubs and green fees? PickleBall is a cheap hobby. Where I play, courts are free, and if you buy a $250 paddle and play 2/week that paddle only...
View ArticlePersonal Finance (Not Investing) • Offering Owner Financing
You might consider selling it while disclosing the roof issue. There is so much excess money in this economy. Many buyers are getting their loans preapproved by the bank of Dad. Or they just have the...
View ArticleInvesting - Theory, News & General • For Over-Savers: Now what?
100% this. It's nice to just not worry about money on a day to day basis. It's very comforting to just not be concerned with what something costs.I've already lined up all my left over money going to...
View ArticlePersonal Investments • Mega Backdoor Roth/Roth IRA question
Let's say my IRR's non-taxable portion is $900 (Box 5 of Form 1099-R), and the taxable portion is $9 (Box 2a of Form 1099-R). When I roll them over from the Roth 401K to the Roth IRA, I am sure that...
View ArticlePersonal Investments • Portfolio Review for Widow in Mid-40s
So she can change the allocation while leaving it with DRS/Voya, or roll it into something else, either way it won’t hurt her ability to later do 2 more years and get a (small) state pension if she...
View ArticlePersonal Investments • Buy I Bonds today?
We bought $60k through gift boxes today. We also bought $100k earlier in the year through trusts and gift boxes. I don't plan on buying any more this year.Statistics: Posted by ScroogeMcDuck — Tue Oct...
View ArticlePersonal Consumer Issues • Suggestions on Where To Live Next?
Spokane, WA? On the eastern side of the mountains; no state income tax; much more politically right-leaning than Seattle. My step-sister has lived there for 30+ years and loves it.Statistics: Posted...
View ArticlePersonal Consumer Issues • Losing access to Vanguard account
Just to clarify a few points.When the account was established, her online access was never created because the agent at the time said I could manage her account through mine own account. Wonder if I...
View ArticlePersonal Finance (Not Investing) • Limited use FSA + HSA and spouse non-HSA...
1. I can open up a limited use FSA and submit claims for dental expenses that my wife incurs even though she is not on my health care plan.Correct. You're allowed to use your spouse’s FSA money, and...
View ArticleInvesting - Theory, News & General • Goldman Sachs predicts 3%
I hear what you are saying; but how exactly do lower or higher risk-free real returns affect asset allocation? Certainly +2% makes it easier to grow assets than -1%; but you could argue that risk-free...
View ArticlePersonal Finance (Not Investing) • My uncle was tricked by a Facebook scam
Very unlikely. In this case, the only ones that could have done anything was Facebook. Anyone else would be lying.He fell for a recovery scammer. They go after victims of scams, promising they can...
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