Investing - Theory, News & General • The Final, Definitive Thread on...
Sounds like you have the answer, which is to call.....or send it somewhere else...I think you missed the bolded part.No, I read it. You have the solution… just call.Statistics: Posted by bbrock — Wed...
View ArticlePersonal Investments • First post in 10 yrs. Somehow I got rich…
-Cliff notes: started a company in November 2014.-Current Age 41-ZERO DEBT in personal life or business!!!-INCOME: over $500k/yr and increasing yearly-10 yrs later I have a paid off house $750k.-$550k...
View ArticlePersonal Finance (Not Investing) • Bank of America/Merrill Edge - Preferred...
Edited to add this comment - Well, I am still confused by 45.63 relationship bonus. Looks like that was calculated using base value of 2,028 instead 1640.02. Why would BOA do that when it is using...
View ArticlePersonal Investments • Advice on parking $200,000
I would buy JAAAWould that really be considered appropriate advice for this person's situation? JAAA seems to me to be a bit risky for the life savings of a 78-year-old retiree. Due to the complex...
View ArticleInvesting - Theory, News & General • How to Avoid Having Your Bond ETF...
If expectations are for higher inflation - then higher rates will price-in in anticipation and yield curve will steepenIf expectation of no change to inflation estimates but greater than expected slow...
View ArticlePersonal Finance (Not Investing) • Should I buy a home now?
Renting vs buying is a lifestyle choice. You are trying to time the housing market and making the wrong decisions. If your only issue with renting is having guests over get a two bedroom. Owning a...
View ArticlePersonal Consumer Issues • Just laid off, no idea about 2025 income, how to...
The Kaiser Family Foundation website tends to have lots of good information about ACA.https://www.kff.org/affordable-care-act/https://www.kff.org/understanding-healt ... ketplaces/Statistics: Posted...
View ArticlePersonal Investments • Recently moved from Cash to I-T Bond Funds. Big...
If rates stay at the exact same level, your NAV will be probably be back to even inside of 9 months just form the underlying coupon payments on the bonds. I wouldn't worry too much about it - sounds...
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Investing - Theory, News & General • Taking 457 distributions from...
I have a rollover 457 with my employerYou should consult the Summary Plan Document (SPD) for your employer plan. It likely tells you how the withdrawal will be funded (I believe pro-rata is most...
View ArticlePersonal Investments • Portfolio review / Can we afford this house?
$450k mortgage on a $265k income is definitely affordable. But WHETHER to do it is debatable, your PITI is increasing from $26k to $55k, more than a twofold jump.If you do spring for the sample home,...
View ArticlePersonal Investments • Dividend related question....
Some in my circle love chasing yields. It does not matter how many times one can explain the yield trap and why individual stocks with high yields are not a good thing.it's called Innumeracy.many...
View ArticlePersonal Finance (Not Investing) • Fidelity as a one stop shop
Question on Fidelity HSA account: what information does Fidelity require to get reimbursed? I have a pile of scanned receipts some itemized and some not. Does Fidelity require details of service or...
View ArticlePersonal Investments • 403B plans at retirement leave or convert?
What state are you in, and are those 403(b) plans governmental? Generally employer plans are protected from creditors, whereas IRAs may not be. California is an egregious example, where the IRAs are...
View ArticlePersonal Finance (Not Investing) • Law School Debt: Is It Worth It?
I'm not a lawyer, but I dated a gal who became an attorney. She went to Berkeley Law and I saw how she enjoyed being part of law school in that particular school. Not sure where Berkeley Law stands in...
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Investing - Theory, News & General • Treasury Direct e-mail: undelivered...
I’m thinking I’m gonna deliver the rest of mine very soon. Having immediate access to sell partial or all for any reason is a huge unexpected benefit. I’d be disappointed if either the buyer or seller...
View ArticleNon-US Investing • What are good podcast or youtube channels for UK investors
My understanding is that "financial advice" in the UK is more regulated than elsewhere. So even blogs aimed at helping people build wealth can really just talk about ways of saving money, not...
View ArticlePersonal Finance (Not Investing) • Should I keep my Long Term Care Insurance
Assuming #4 plays out as you hope, then #s 5, 6, and 7 should be ok. But what if you need LTC next year? Year after that? There are other possibilities than old age that might involve need for LTC....
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Personal Finance (Not Investing) • For those with kids in private K-12
Our kids went to faith based schools for K-12 but are now out of college (which then caused our living expenses to suddenly drop). But our parish school has room for more kids in every grade right...
View ArticlePersonal Investments • Any Reason to Stay in TSP
My TSP account is 100% G, so there is no reason to even log in anymore. I can get the share price without logging in. I moved the rest to Vanguard in order to do Roth conversions. It's been nice...
View ArticlePersonal Finance (Not Investing) • Help me understand HDHP? Is it too good to...
Also going through open enrollment and have to choose between two plans - HDHP and PPO. Would LOVE to choose HDHP, mainly for the triple-tax-advantaged HSA as another investment vehicle (we max 401Ks,...
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