Personal Investments • Porfolio Visualizer. What do people use?
Another Excel user. Quicken downloads transactions and keeps track of number of shares and most recent valuation. I export this info into my Excel sheet which does all the calculations and...
View ArticlePersonal Finance (Not Investing) • When children start paying
I think it’s good for children to be responsible for paying their own bills for college, whether it’s from a 529 , or other funds. My children began paying their own expenses once they started...
View ArticlePersonal Consumer Issues • Qest Shut off valves (Polybutylene)
Yep, these are a known ticking time bomb. They are on my list of "do not buy" conditions for looking at houses.I'd replace them if it were me, the damage could cost a lot more than the cost of...
View ArticlePersonal Investments • 401k to rollover or stay post retirement
I will be completely retired from my own company in December. In January, I'll be rolling over the remainder of my 401k to my IRA and Roth IRA with Schwab. I am trying to simplify my holdings and...
View ArticlePersonal Finance (Not Investing) • Employer Contribution Credit for Solo 401k?
Can somebody please double-check my interpretation?My interpretation is that sole proprietors with individual 401k plans may still be eligible for Employer Contribution Credit for SECURE 2.0 Act (Form...
View ArticlePersonal Consumer Issues • Cities with Extensive Bike Lanes and/or Public...
Biking year round rules out most areas except TX, NM, CA, parts of the SE. I suggest he apply to UT Austin, Rice, Berkeley, CalTech, and perhaps some other CA schools.But if he is such a go-getter he...
View ArticlePersonal Consumer Issues • Ultra widescreen monitor for office use? (49"+)
Unless you're legally blind, then yes you will notice a huge reduction in sharpness going from the 5k 27" UltraFine to a 49" 1440p. The 5k display is 5120x2880, so it could also be called a 2880p...
View ArticlePersonal Consumer Issues • Humidifier for ducted heat pump?
We're in the Midwest and had gas furnaces with humidifiers before installing our ducted heat pumps three years ago. We always struggled to maintain acceptable humidity in the house during the winter...
View ArticleInvesting - Theory, News & General • For Over-Savers: Now what?
1) Buy a bigger house, fancier car, more travel, etc.No on the bigger house or fancier car. Nor are we into cruises, luxury resorts or far-flung destination travel. I have increased my travel to...
View ArticlePersonal Finance (Not Investing) • S-Corp: tax optimization and Solo 401k
Ok so I've been pinging back and forth with my accounting firm and they are modeling appx. $11.5k in net savings via the S-corp by arranging the payroll in 2 separate ways:1. paychecks paid to me in a...
View ArticlePersonal Finance (Not Investing) • 1/10th Rule for Cars
Here are some discussions on affordability.https://www.bankrate.com/loans/auto-loa ... #determineExperts typically recommend spending no more than 20 percent of take-home pay on a car. That should...
View ArticlePersonal Investments • Fun Money - Next NVDA?
AST Spacemobile, ASTS tickerStatistics: Posted by corey407woc — Fri Nov 01, 2024 1:14 am — Replies 54 — Views 10282
View ArticlePersonal Finance (Not Investing) • Debt Payoff Priority
I'm thinking of paying my student loan 1st. I'm worried that if in my worst case scenario something happened to me, payments wouldn't just default. They would go after my family/loved ones. However,...
View ArticlePersonal Finance (Not Investing) • Question about what tax year a K-1 should...
Fiscal year ending in 2024 will go on your 2024 return. Any fiscal year ending before 12/31/2024 is filed on the 2023 forms.Is there a typo in the above? It's not making sense to me.Still trying to...
View ArticlePersonal Finance (Not Investing) • Long term care
“I found out that my spouse's "half" becomes my inheritance at a stepped up value. I intend to sell that half to help fund my grandchildrens' upcoming college education.”I’m not an expert, but I don’t...
View ArticlePersonal Investments • SPHY - S&P High Yield Bond ETF
If you want a higher yielding income fund without the junk bonds, I would steer you toward CLO ETFs, preferably JAAA. Very interesting. Thank you for the idea!CLO's look interesting, but they are too...
View ArticlePersonal Finance (Not Investing) • Stock based compensation - advice needed
my rough approximation (more tech than oilpatch)RSU's: as long as you stay employed, you will get some stock doled out at various intervals(say twice a year over 4 years)... basically you get payed in...
View ArticleNon-US Investing • US/UK/DE citizen in Germany seeking advice
So you are a U.S. citizen living, married, in Germany who in 3-6 years thinks about buying a house in Germany and today thinks you probably won't go back to the United States. In the title of the post...
View ArticlePersonal Finance (Not Investing) • Designated as HCE [highly compensated...
No. Fidelity has the entire $2,500. But only accepted claims for up to $550. Reimbursement claims for further amounts are automatically and instantly declined.Statistics: Posted by JimmySmith — Sat...
View ArticlePersonal Finance (Not Investing) • Considerations when moving from CA to WA...
Anyway, because of the progressive nature of CA income tax, the way property taxes are handled in each state, higher sales tax, and the random fees you pay in WA because they don’t collect income tax,...
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