Personal Finance (Not Investing) • Should I pay-off my mortgage when mortgage...
I'll be a contrarian.There is a lot of mathematical splitting of the hairs over the spread between your mortgage rate and the risk free rate or potential in the market.The risk free rate compared to...
View ArticleInvesting - Theory, News & General • Is it better to withdraw monthly or...
We are non-US investors but the principles of withdrawal are the same.We rebalance our retirement port once a year. This means refilling our cash bucket and rebalancing stocks and bonds to our...
View ArticleClik here to view.
Personal Investments • Which assets should I hold in my HSA (California).
OK, I’ll be the contrarian (be kind fellow Bogleheads ).Years ago, after agonizing over this for too long, I decided to hold Vanguard Total Stock. I feel the benefits of the higher projected growth...
View ArticlePersonal Consumer Issues • Who's up for pickleball? Zero-zero-two. Game On!
It’s much easier to impart topspin with a two handed dink and maybe best of all, it’s an amazing stroke to disguise a speed up. It does seem to add more strain to my back because I have to get really...
View ArticlePersonal Consumer Issues • What do you buy in Asian food stores?
.. Asian cuisine seems too complex for my preferences. .. people .. emphasize the .. elaborate preparation, sophisticated sauces, and other work. ..VictoriaI disagree with the characterization of...
View ArticlePersonal Investments • VTIP vs rolling 5 year individual TIPS ladder
It's worth reading William Bernstein ages of the investor and rational expectations. It covers the real risk of nominal bonds in a fiat world. Did you know that US LT bonds had a negative return...
View ArticlePersonal Investments • 8 Year Boglehead Portfolio Review
Emergency Funds: fine.Debt: good.Asset Allocation: fine. If you decide to further diversify with International at some point...current guidance is no less than 20% and more more than 40%.Portfolio...
View ArticlePersonal Finance (Not Investing) • Best "free" American Express card?
I looked at the choices this morning on the official web site. Conspicuously, the EveryDay card (and its sibling, EveryDay Preferred) did not appear.Does anyone else see it? Does it still exist?It's...
View ArticlePersonal Finance (Not Investing) • Is my child living beyond her means?
No. You should put yourself in her shoes - you likely paid $200k for your house, you may or may not have paid daycare expenses and if you did it was a fraction of todays cost, cars 20 years ago also...
View ArticlePersonal Investments • Large growth index funds
What are your thoughts on Large Growth index funds? I have been considering FSPGX from fidelity. It has been generating nice returns, better than the s&p 500. I know that won’t last forever. Seems...
View ArticlePersonal Consumer Issues • Qest Shut off valves (Polybutylene)
Hi: Looking for some Plumberly advice. Have been told by a plumber to pre-emptively change all Qest (polybutylene) shut off valves and attached supply lines in the home (about dozen valves and dozen...
View ArticlePersonal Finance (Not Investing) • How much to throw at 5.75% Mortgage
I agree that marginal rate is the important measure; the effective rate comment was an aside. Unless the AGI was low enough that whole liability is eaten up by non-refundable credits, because then tax...
View ArticlePersonal Investments • Solo 401k Multiple Plans Issue (#001, #002)
Welcome to the forum.Yes, you are correct that while you have two participant accounts (traditional 401k and Roth 401k), you only have one Solo 401k plan. Your business can only sponsor one Solo 401k...
View ArticlePersonal Consumer Issues • USB-C [having trouble with charging cables]
I have a 100-Watt Anker USB-C charger paired with 100-Watt Anker USB-C cable. This can charge any of my USB-C devices that accepts 100W or less, laptops, phones, tablets, headphones, etc. It will...
View ArticlePersonal Consumer Issues • Flaunt Your High-Mileage Car
Honda Accord 2001 - 2021. 240,000 miles - no repair.Statistics: Posted by trichebacher — Sun Nov 03, 2024 12:21 am — Replies 977 — Views 164390
View ArticlePersonal Consumer Issues • Costco Car Battery Warranty Replacement Question
I actually just got a nearly full warranty refund with my costco car battery after the battery died with 8 months of use. I lost the receipt but they were able to confirm purchase within their...
View ArticlePersonal Finance (Not Investing) • Working 4 Days A Week once I hit $2 Million?
The expenses is the tough part because we are in daycare years and it is so expensive. This will slowly drop off over the coming years and it makes me feel like I should suck it up until that happens....
View ArticlePersonal Investments • I Bond interest exclusion for 529 - considering action
I have 2001 bonds that would push me over the exclusion in 2031.Assuming our income and the exclusion MAGI increase at the same rate of increase, I calculate that I can redeem the bonds in three years...
View ArticlePersonal Investments • Beginner Investor :) Need Feedback/Criticism
It is a little discouraging that I don't need to hold that many stocks.1) Why discouraging?2) Is 3,870 holdings enough?My salary is currently $32,000....we used it for our honeymoon....Is yours the...
View ArticlePersonal Finance (Not Investing) • Fidelity as a one stop shop
Ultimately when Fidelity made the change a month or so back to support standard TOTP 2FA, I switched from VIP so I could have the TOTP code on multiple devices, and register a personal device as not...
View Article