Personal Investments • What is Berkshire Hathaway's best "competitive...
Berkshire Hathaway now has more than $300 billion in cash.A) And, your point is?B) How many percent of the BRK capitalization is that?https://finance.yahoo.com/quote/BRK-A/C) According to Yahoo...
View ArticlePersonal Investments • Has anyone paid off a house then taken out a mortgage...
I paid off my mortgage in 1997.In the last 27 years, I have NEVER considered taking out a mortgage.Statistics: Posted by doobiedoo — Sun Nov 03, 2024 1:36 am — Replies 3 — Views 255
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Personal Investments • So much bond negativity
But the conditions that made the 2022 bond drop with stocks could occur. What would be the indicators, and if bonds and stocks both drop in tandem during drawdown, what would be the hedge?You could...
View ArticlePersonal Finance (Not Investing) • Benefits of maintaining relationship with...
I keep a small amount at a local credit union. I can get cash quickly from there. I typically hold enough for about 4 months base expenses in savings and CDs. This is only about 1/2% of my portfolio,...
View ArticlePersonal Finance (Not Investing) • Primer on Paying Taxes With a Credit Card
I have a pre-approved offer for a Chase Ink Business Premier CC with 90k bonus. Has anyone successfully used this card to pay estimated taxes? I read previous 2021 threads where it was denied because...
View ArticlePersonal Finance (Not Investing) • Where do you bank and why? 2024 Edition
Openbank just launched in the US. Backed by Santander, a major bank in the Northeast, and earns 5.25% with absolutely no fees including inbound/outbound wire.https://openbank.usStatistics: Posted by...
View ArticleInvesting - Theory, News & General • Can expats still invest in VTSAX?
Apologies if I'm posting this in wrong forum section.We do have the Non-US Investing subforum. Your thread is OK either here or there. But if you've decided you would prefer to move the thread there,...
View ArticlePersonal Finance (Not Investing) • No ACA HSA plans available for Illinois 2025
Are you only looking on the ACA exchange or sites like healthsherpa? Sometimes there are off-exchange plans that you only see by going directly to the insurance carrier site (or maybe by using an...
View ArticlePersonal Investments • Reverse mortgage line of credit
I would think at age 69 you should have adjusted your AA to more fixed income and less to stocks as protection against market downturns. As I recall, when I was around 69-70 I was about 35% stocks and...
View ArticlePersonal Consumer Issues • Buying Bed For Apartment
You are going about this all wrong. None of that garbage furniture is worth sending anywhere. It will cost 10x to truck what it is even worth.The answer for furniture in this phase of life is to buy...
View ArticlePersonal Finance (Not Investing) • selling rental apartment to tenant
I've never owned or sold an apartment, but I'd think the best place to start is get a couple appraisals on the property. Your tenant might be doing the same. You want to know as much as he...
View ArticleInvesting - Theory, News & General • Why is determining a withdrawal rate...
Because I can’t even land an X consistently, we’re all over the place. I think we’ll start at 3% wr. 4% likely more realistic with travel. SS is the backstop.Tens of millions retire and figure this...
View ArticlePersonal Finance (Not Investing) • [Post surgery - Charged 757 dollars for...
Call the facility that billed the medication and explain, "I think there was a mistake on the medication charge. It appears you billed me for a 1 month's supply of Eliquis not 1 tablet."Statistics:...
View ArticlePersonal Finance (Not Investing) • "Buy a new Toyota, and drive it until...
The Car Care Nut is your friend: https://www.youtube.com/watch?v=Imafmy3YcewAhmed is the actual mechanic for my 2013 Sienna SE. It's an hour and 15 minute drive to his shop, but it's worth it. He's...
View ArticlePersonal Finance (Not Investing) • Expecting twins! Financial (and life)...
Be prepared for them to arrive 3-8 weeks early. With all your time off and family nearby, I think a doula is overkill. Keep the babies on the same schedule. Don't feel bad if you have to use formula...
View ArticlePersonal Finance (Not Investing) • Annual expense change in retirement
We retired at 62/63, not "early" by the standards of this forum, but "early" by the standards of our employer (a small-town small college), which entitled us to some financial benefits. The major...
View ArticlePersonal Investments • Advice for last decade before retirement
I’m 49 with an eye on retirement in about 10 years. I have 230k in retirement savings in s&p 500 index funds. Don’t make a ton of money but don’t have a ton of expenses these days so I’m able to...
View ArticlePersonal Investments • international stock in taxable brokerage or ROTH IRA?
Just testing out my understand of things:Here are the rates for ordinary or nonqualified dividends in 2023,Ordinary Rate. Single Joint22% $44,725 to $95,375 $89,450 to $190,75024% $95,375 to $182,100...
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Personal Investments • Fidelity Mutual Fund Only Account Question
The definitive answer about minimum purchases can be in the fund prospectus.Ideally the web page for the fund always matches what's in the prospectus but if you want the most certainty go look in the...
View ArticlePersonal Consumer Issues • Big island - Hawaii
This topic is now in the Personal Consumer Issues forum (travel).Statistics: Posted by ClaycordJCA — Mon Nov 04, 2024 11:41 pm — Replies 1 — Views 358
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