OK, I’ll be the contrarian (be kind fellow Bogleheads Image may be NSFW.
Clik here to view.
).
Years ago, after agonizing over this for too long, I decided to hold Vanguard Total Stock. I feel the benefits of the higher projected growth and federal tax benefits outweigh the state tax issue.
Yes, this requires some record keeping on my part. I haven’t found it to be difficult. And although treasuries would eliminate the need to track/report earnings inside the HSA, I’d still have to track things for capital gains. Anyway, I have a process that takes about 10 minutes a year.
If this is of interest, I recommend this article:
https://thefinancebuff.com/california-n ... eturn.html
Clik here to view.
).Years ago, after agonizing over this for too long, I decided to hold Vanguard Total Stock. I feel the benefits of the higher projected growth and federal tax benefits outweigh the state tax issue.
Yes, this requires some record keeping on my part. I haven’t found it to be difficult. And although treasuries would eliminate the need to track/report earnings inside the HSA, I’d still have to track things for capital gains. Anyway, I have a process that takes about 10 minutes a year.
If this is of interest, I recommend this article:
https://thefinancebuff.com/california-n ... eturn.html
Statistics: Posted by CalPoppy — Sat Nov 02, 2024 1:07 am — Replies 9 — Views 410
