UC employee here. Was on UC Health Savings Plan for many years - deductibles were low and UC paid 1000 and with all tax savings from HSA, numbers were very favorable to use over Kaiser or Blue and Gold esp for long term HSA growth.
But last year when the deductibles sky rocketed, the numbers just did not work out that well anymore for us and we switched back to Blue and Gold and will remain on it this next cycle as well (in network options still matched our needs). But without more detailed info of your numbers, cannot give you more detailed advice. I will just say that because the deductibles went up so much and are doing so again this year, I would bet its not that beneficial for you anymore especially if the blue and gold hmo in network options work for you.
But last year when the deductibles sky rocketed, the numbers just did not work out that well anymore for us and we switched back to Blue and Gold and will remain on it this next cycle as well (in network options still matched our needs). But without more detailed info of your numbers, cannot give you more detailed advice. I will just say that because the deductibles went up so much and are doing so again this year, I would bet its not that beneficial for you anymore especially if the blue and gold hmo in network options work for you.
Statistics: Posted by MoleMan1349 — Thu Nov 07, 2024 12:40 am — Replies 3 — Views 273