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Personal Consumer Issues • When is the time to replace a comforter?
Replace it when you are comfortable doing so.^^^Best post I've seen in a while!! Statistics: Posted by Jeepergeo — Wed Nov 06, 2024 12:41 am — Replies 25 — Views 2276
View ArticlePersonal Consumer Issues • Problem downloading Vanguard CSV data
Thanks to the various people for confirming that it works for you. I have tried on a completely virginal MS Edge, so I'm pretty sure the problem is not on my end.I wonder if this is a load balancing...
View ArticlePersonal Investments • 50 MILLION PORTFOLIO :)
How much are you saving?Statistics: Posted by Uniballer — Wed Nov 06, 2024 1:02 am — Replies 1 — Views 96
View ArticlePersonal Finance (Not Investing) • Benefits of Quicken in 2024, time to set...
I don't believe I'll ever be able to kick Quicken to the curb. It's helped me more times than I can count. Yes, I'm not happy with it going subscription but if that's what was needed to keep the...
View ArticlePersonal Investments • Demented Spouse - Furious at Vanguard
Last week we took RMD's from his tIRA and the proceeds were deposited in his brokerage account. This week we attempted to move the proceeds from his Vangaurd brokerage account to hers, so she can move...
View ArticlePersonal Finance (Not Investing) • New Construction- Potential Upgrades worth...
Vinyl floors and dogs don't mix well. It's almost like putting them on an ice rink, especially if they ever rush around much.I ended up putting down area rugs in key spots to minimize the...
View ArticlePersonal Consumer Issues • Portable dishwashers
We had one for awhile. Someone gave it to us when they remodeled, and we gave it to someone else when we remodeled. They work okay, although they’re noisier than a built in one, and it’s kind of...
View ArticlePersonal Finance (Not Investing) • Bank of America/Merrill Edge - Preferred...
My wife is currently in that promotion. I believe the fine print says you must be a Preferred Rewards member by the end of 90 days (she just qualified today after moving funds in very late September)....
View ArticlePersonal Finance (Not Investing) • Taking Maximum Advantage of Spousal Age...
I'm still not sure how things will work out financially with our 20 year difference... but if you have a minor child when the oldest can claim social security there is currently a benefit that can be...
View ArticlePersonal Finance (Not Investing) • University of California Open Enrollment...
UC employee here. Was on UC Health Savings Plan for many years - deductibles were low and UC paid 1000 and with all tax savings from HSA, numbers were very favorable to use over Kaiser or Blue and...
View ArticlePersonal Consumer Issues • Dress shirts with 30/31 length sleeves?
Where can you buy dress shirts with shorter 30/31 length sleeves?Which brands have that smaller size?Would prefer to buy something on Amazon if possible.Statistics: Posted by teelainen — Thu Nov 07,...
View ArticlePersonal Investments • 401k Plan
The target 2050 fund has 10% in bonds, so if you allocate 30% to that fund, you will have 3% in bonds in your portfolio. I wouldn’t even bother with such low allocation to fixed income, and frankly at...
View ArticlePersonal Consumer Issues • Street Lights and "Double Power Poles"
In similar situations I contacted the appropriate department of my city, and they were taking care of it, including replacement of the light poles.If necessary they got in touch with the electric...
View ArticleInvesting - Theory, News & General • Small Cap Value stocks
A 7% return in a single day is extremely wild, but that's what SCV can do....and to get the premiums you must be invested during those days.Can also be given up in a matter of a week, so just have to...
View ArticlePersonal Consumer Issues • 1Password to BitWarden....worth it?
I find Bitwarden very easy to use. But I came from LastPass, not 1Password. The transition was also pretty easy. Passwords transferred easily, but I DID have to recreate "notes" manually. While I like...
View ArticlePersonal Finance (Not Investing) • 40% Homeowners Insurance Increase with Amica
I'm in southern CA.My home insurance renewal from State Farm was $7,535. That's up 82%!2023-24 insurance was $4,138. [also State Farm]2022-23 insurance was $3,456. [also State Farm]More than doubled...
View ArticlePersonal Investments • New employer 403B plan
What is the guaranteed long term account (no ticker) yielding? Just the yield, not the expense ratio in that fund. By law the yield must be specified net of expenses, so the expanse ratio becomes...
View ArticlePersonal Finance (Not Investing) • Roll your own Monte Carlo simulation...
I've revisited my Monte Carlo projections recently and once again come to the question of what assumptions I should use. I'm setting up a testing scheme where I can run simulations on a withdrawal...
View ArticlePersonal Investments • Torn on contributing to VTI/VXUS vs SWTSX/SWISX
Would you be torn on buying Kellogg’s corn flakes vs store brand corn flakes?Statistics: Posted by lakpr — Thu Nov 07, 2024 1:12 am — Replies 12 — Views 899
View ArticlePersonal Investments • Out of room in tax deferred but still need more bonds...
During GFC, there was a fair bit of wreckage in the muni bond market as some municipalities went broke, which caused munis broadly to take a lot hits.Munis are not a 'flight to safety' asset.Not...
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