Personal Investments • Holding $100k in cash
Set the 100k aside and just start investing new money. Or invest 10k and then save 10k to get back to 100k. Then rinse and repeat. You have a 50k wedding and having 50k cash EF seems reasonable....
View ArticleInvesting - Theory, News & General • For Over-Savers: Now what?
But I remain interested if anyone out there switched from saver to spender after reaching a sufficiently high portfolio value...?The math does arguably support the idea of drawing a line at say 30X...
View ArticlePersonal Investments • Bond Question - Comparing Parent's WellsFargo...
Livesoft, Gavinsiu - thanks for the responses. Agree that Wells Trade is a great idea to ease them away from their advisor but still keep them comfortable at WellsFargo.Statistics: Posted by Nateo —...
View ArticlePersonal Consumer Issues • Paris Hotel and Trip Recommendations
We liked staying at this small hotel (twice) because it’s on a pedestrian only street lined with markets, restaurants, cafes, etc.Cler Hotelhttps://www.clerhotel.com/en/It’s near the Eiffel Tower and...
View ArticlePersonal Finance (Not Investing) • Lab work without insurance
+1 for Ultalabs.com. It is cheaper than any other place I checked Here's some tricks to make it even cheaper:* Start with Google search. Google will give you a 20% off coupon (sometimes more)* Since...
View ArticlePersonal Investments • How to deal with excess 401k ?
I gave numbers only for my contribution.Fidelity is not my employer, but I spoke to my payroll department and they suggested me to talk to Fidelity and make changes. I called them and it was done over...
View ArticlePersonal Finance (Not Investing) • Bank of America promo: extra 2%/2x credit...
Did anybody else get their Costco Shop Card order cancelled today? Maybe Costco has a daily limit? Too many people ordering today?Bought $2,500 this morning with no issues in two transactions ($2,000...
View ArticlePersonal Investments • Mid-40s and wishing to leave megacorp life
Cost of kids will go up. What will you do while kids are at school? If you have both of these figured out, go ahead and take a break!Statistics: Posted by Wannaretireearly — Fri Nov 08, 2024 12:41 am...
View ArticleInvesting - Theory, News & General • [Vanguard Class Action Lawsuit Over...
Welcome news, though only $25 million is expected to go to investors, according to a Reuters news story. I’ll submit a claim when the notice goes out and hope for the best. As I recall, my surprise...
View ArticlePersonal Investments • Is it time to get out of TIAA Real Estate (QREARX)?
Hello, @Admiral Fun,Thanks for your note. Could you provide a link/URL to the Green Street "premium to Nav is 9.3%" (I didn't find anything on https://www.greenstreet.com)?I saw another thread of you...
View ArticleNon-US Investing • US Nonresident Aliens - Vanguard freezing legacy accounts
Not yet. Will do. ThanksMy experience with Schwab International is that I was able to transfer VTSAX in-kind and dividends reinvested.Also, I had access to one money fund in my IRA (SWVXX) but not in...
View ArticlePersonal Finance (Not Investing) • Estate Planning Question
Consider retitling this thread to indicate estate dissolution rather than planning. You might get a different set of respondents. Good luck in your role, one I held. It was helpful to me to have the...
View ArticlePersonal Consumer Issues • Exercise bikes
I’ve been planning to start a small exercise room and get a schwinn airdyne, a bike that you can add an arm work out with. I’ve only spent a few minutes on one.My SO had ankle surgery, might gain...
View ArticleInvesting - Theory, News & General • Treasury Direct, buying after issue...
Thanks!Ahead of auction date (and issue date)But it can be after the announcement date? Otherwise you’d be buying blind.You buy all new issue treasuries "blind" The auction determines the yield. The...
View ArticleInvesting - Theory, News & General • Why is gold increasing in value?
More interesting to me is why gold tanked when Trump won. I have my own theory, but don't want to pick any fights.Same reason stocks went up and VIX went down, a clear outcome and certainty after an...
View ArticlePersonal Investments • Better diversification than VTI
listen to jack n taylorStatistics: Posted by bog007 — Sat Nov 09, 2024 12:08 am — Replies 38 — Views 2512
View ArticlePersonal Investments • Advice on strategy to avoid taxes with accounts
What should my ideal tax rate should be in my situation?Usually (and no obvious reason to think otherwise for you) keeping your marginal tax rate more or less constant over the years will work out...
View ArticlePersonal Consumer Issues • Your experience with vehicle reliability and cost...
For folks that have purchased vehicles in recent years (say 2010 and later), what has been your most reliable/lowest cost of repair and maintenance purchase? Year, brand, model? For me it was a 2011...
View ArticlePersonal Consumer Issues • Experience with safety features on Cars
I am wondering about experience with the following safety features on carsAutomatic Braking - I am guessing that this is a feature where if the car notice someone in front of the car, the car will...
View ArticlePersonal Finance (Not Investing) • Warned of Credit Inquiry
When I first created freezes, and had pins to use when I needed to unfreeze. There were no login accounts. A few years later, I went to unfreeze at one of the bureaus, and it asked me to create a new...
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