Personal Investments • Advice for Sister-in-law....$150k to her name. Age 64....
My humble two cents:I would say, sorry, I don't have much to offer at this time.If she has been emotionally and physically withdrawn for the last roughly 30 years and she is about to move away, are...
View ArticleNon-US Investing • What are good podcast or youtube channels for UK investors
I had never heard of pensioncraft so I went and watched a video. He was discussing the recent performance of, and the moves he made to, his stock holdings in a "copper pie" (copper companies, not...
View ArticleInvesting - Theory, News & General • AOR-like fund but with shorter...
Well, I like the simplicity of the single fund portfolio, which has been discussed greatly in one of the threads. I don't want to have the temptation of messing with rebalancing, etc.They aren’t going...
View ArticlePersonal Finance (Not Investing) • 2024 IRS draft tax forms are available!
Yesterday I checked if draft tax forms are available for 2024. Everything I looked for was available! Instructions too. In previous years, draft forms were dribbling out until the end of the year.I...
View ArticlePersonal Finance (Not Investing) • Inheritance Questions - Splitting...
Co-own land— NoWith someone you don’t know—No +NoIn a nation run by Narcoterror Entrepreneurs—Sure, what could go wrong?Seriously, you are considering this? Politely decline and keep...
View ArticlePersonal Finance (Not Investing) • Warning: Positive LCE IRMAA decision...
In 2021 I had a LCE that resulted in large income that made me subject to IRMAA in 2023. 2022 income quite low. 2023 income ultimately higher than 2022 but nowhere near 2021.Assuming 2022 income was...
View ArticleClik here to view.
Personal Consumer Issues • Thoughts on hearing aids
EZ James wrote: ↑Tue Nov 05, 2024 11:52 pmThe strongest Costco hearing aids (Phonak) did not improve intelligibility for me so I don’t use them.To survive this problem I found an app (CaptionCall)...
View ArticlePersonal Consumer Issues • Xfinity autopay: Gaming the system to get discount
A further update:I was able to build up a $285 credit balance on the account. Xfinity would reject payment attempts to reach $342. This let me prepay for one month less than I wanted - the intent was...
View ArticlePersonal Finance (Not Investing) • Buying a medical practice… help me...
My wife is very soon purchasing a small medical practice with all cash and I’m trying to figure out how best to structure the purchase agreement. There is a price per active patient that also includes...
View ArticlePersonal Finance (Not Investing) • Salary negotiation/career advice requested
Ask for what you want, not the lowest you would accept, as if they counter again, it is by definition below your lowest reasonable offer. That may price you out of the market, but that might be a good...
View ArticlePersonal Finance (Not Investing) • Should we tell charities that they are in...
I think there can be benefits to speaking with an appropriate person at a charity you are considering as a beneficiary. I’ve done so, and: Had a meaningful conversation that helped me further evaluate...
View ArticlePersonal Investments • Can you buy ETFs on Vanguard without transferring...
ETFs settle the next trading day after the purchase or sale (T+1). So you need money in your settlement fund to pay for the ETF you purchased the previous day. Many brokerages are putting 7 day (or...
View ArticleInvesting - Theory, News & General • What is going on with Vanguard...
I'll add that the S&P500 is not the most appropriate benchmark for the fund as this is not a large cap fund. I think it should be compared to the total market return. The issue is that there is...
View ArticlePersonal Finance (Not Investing) • Jewelry insurance question
I have a thread here where I made notes about my comparisons of Jeweler's Mutual, Hodinkee and an Inland Marine Policy through my insurer. The perils and terms of the Hodinkee insurance for my watch...
View ArticleInvesting - Theory, News & General • Is it better to withdraw monthly or...
The actual payment of withholding amounts to IRS and State Tax authority happens "automatically" as a part of the withdrawal mechanism executed from my brokerage account IRA account. This is just like...
View ArticlePersonal Finance (Not Investing) • 529 Rollover - tax benefit ?
Usually transfers don’t get the tax break, otherwise people could get double or triple tax deduction. Plus would get the tax break on earnings too.Which is also why some states recapture any...
View ArticlePersonal Consumer Issues • No-Dig Mailboxes?
...installing a new post...not...until Dec 16. That's a long time to go without mail serviceWe have several new builds on a new street. Developer places a 5-gallon plastic bucket filled with dirt and...
View ArticlePersonal Finance (Not Investing) • Bank of America promo: extra 2%/2x credit...
Same situation, costco/ccr. Going to give it a week to clear up.Statistics: Posted by Scotttheking — Sun Nov 10, 2024 1:55 am — Replies 335 — Views 38693
View ArticlePersonal Investments • Am I putting too much money into Mega Backdoor Roth?
@retiredjg from your description, with this method, I should have no penalty in withdrawing the principal from my mega-backdoor Roth money at any time, in which case @lakpr ’s advice sounds quite...
View ArticlePersonal Investments • Just turned 50...requesting portfolio advice
Some initial comments:You will receive better advice if you edit your post and use the following template:https://www.bogleheads.org/wiki/Asking_ ... _questionsPortfolio* You need a simple,...
View Article