TIAA does not get to disregard IRS regulations, even when you have TIAA Trad accounts with restricted liquidity.
I don't often call TIAA, but have you assertively pointed this out to them? I would also get something written on the record, especially since it is now December. (I never initiate retirement transactions after October if I can avoid it. Boglehead desire to know income on Dec 29 before doing any transactions is a risky policy. [not addressing you, just commenting.])
I think you were saying perhaps that the 403(b) is an RA, with a TIAA and a CREF account number. That "counts" as one TIAA-CREF account. I am guessing that the 401(a) is a GRA, with again, a pair of account numbers.
Because I took my first RMD in the calendar year I turned 73, I don't have specific experience in your situation.
I don't often call TIAA, but have you assertively pointed this out to them? I would also get something written on the record, especially since it is now December. (I never initiate retirement transactions after October if I can avoid it. Boglehead desire to know income on Dec 29 before doing any transactions is a risky policy. [not addressing you, just commenting.])
I think you were saying perhaps that the 403(b) is an RA, with a TIAA and a CREF account number. That "counts" as one TIAA-CREF account. I am guessing that the 401(a) is a GRA, with again, a pair of account numbers.
Because I took my first RMD in the calendar year I turned 73, I don't have specific experience in your situation.
Statistics: Posted by crefwatch — Fri Dec 06, 2024 7:12 am — Replies 12 — Views 697