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Investing - Theory, News & General • Anyone notice the use of short term...
thanks for mentioning the white paper. i think this is it?https://institutional.vanguard.com/cont ... Online.pdfcheers,grokSure, but that's sort of like saying "Our kids need vitamin C so we put...
View ArticleNon-US Investing • US citizen living in Portugal - best practices for...
Sorry if this has been covered before, I'm pretty new to all of this, and not sure what to even search for in this forum. I am looking for some advice and best practices for managing our 401K and US...
View ArticlePersonal Finance (Not Investing) • My Condo's HOA (in California) fire...
Hi there new forum member I recently bought my first home, a condo, in CaliforniaWhile attending the HOA meeting, I learned that the HOA insurance is not being renewed. A call to the insurance agent...
View ArticlePersonal Finance (Not Investing) • Oil Furnace Service Contracts
Is an oil service contract worth the cost, 382.81 per year? My furnace is 7 years old, no issues. My concern is getting it fixed during the winter should it go out. We do not have another heat source...
View ArticleInvesting - Theory, News & General • Inherited IRA rules in 2025
1 - As of today it is definite. But nobody can predict the future.2 - Here is a good explanation of how to calculate the RMD.https://irahelp.com/slottreport/how-are ... alculated/I did this and...
View ArticlePersonal Consumer Issues • The cost of car ownership
Cars are pretty cheap unless you're dumb enough to get a loan.I drive a sports car, commonly thought to be expensive.In reality depreciation is around $3.5k a year, insurance $1k a year, registration...
View ArticlePersonal Finance (Not Investing) • tax reporting requirements for bitcoin -...
JohnFiscal - May I suggest you ask this question in our sister Canadian forum Financial Wisdom Forum? You'll get expert advice from the Canadian side, along with members who have cross-border (US /...
View ArticlePersonal Finance (Not Investing) • Anyone retired early?
12 years ago at age 53Excellent decision and outcome for usOP. What is your status and current thinking on your potential retirement?I originally would have ideally liked to try to retire early, but...
View ArticlePersonal Finance (Not Investing) • Cost basis info transferring ESPP shares...
I had shares from a former employer that went through ComputerShare as part of an NUA transaction. No cost basis came through at all (phone conversations with ComputerShare were not fruitful), so the...
View ArticlePersonal Consumer Issues • Anyone shipped a small package to Belgium or EU?
Is returning this item--given that the shipping cost is likely high--worth it? (No pun intended.)Statistics: Posted by mikejuss — Thu Dec 05, 2024 6:41 am — Replies 1 — Views 33
View ArticlePersonal Finance (Not Investing) • Where to open a SEP IRA?
Isn't Vanguard exiting the SEP-IRA business, and sold it all to Ascensus?Edit: Never mind, found my answer. https://investor.vanguard.com/accounts- ... ment-plansIs there a concern VG might soon...
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Personal Investments • International asset allocation
+1It's what I do with most of my portfolio (in VTTVX).Yeah im VASGX but im still in accumulation and at least 15 years from retirement. I will most likely derisk that in about 10 years give or take....
View ArticleInvesting - Theory, News & General • Am I Creating A Future Accounting...
Hello Bogleheads. I have recently started automatic DCA investments every week in my taxable account. The reason I like to do the DCA with auto investments is otherwise if I lump sum it creates a lot...
View ArticlePersonal Consumer Issues • Advice from people who travel leisurely frequently
You've been given some great advice so far. The only thing I'll add is for rooms/apartments/condo, etc.,we have used Booking.com for many years. I like the clean interface of a map with pricing...
View ArticlePersonal Investments • TIPS Funds for Social Security delay of 7 years
Thank you very much!This is a great help,newcollegemanStatistics: Posted by newcollegeman — Thu Dec 05, 2024 6:52 am — Replies 6 — Views 284
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Investing - Theory, News & General • International (Non-US) versus US...
Value creation is fundamental to long term equity valuation. Comparing US and EU, EU value creation is a rounding error. I am surprised that the difference in investment returns between the US and EU...
View ArticlePersonal Investments • Did My Fidelity Rep Fire Me?
The rep at the top of my page disappeared about a year ago and now just has a contact your team link.Same. The rep was very direct with me. After I rebuffed repeated requests for meetings, he said he...
View ArticlePersonal Finance (Not Investing) • [Voluntary Severance Package]: take the...
If your company really values your work contributions, you will likely find out quickly if you accept the VSP. I have seen employers quietly approach a valued worker who accepts a VSP to see what it...
View ArticlePersonal Investments • TIAA Traditional not allowing second RMD in same...
TIAA does not get to disregard IRS regulations, even when you have TIAA Trad accounts with restricted liquidity.I don't often call TIAA, but have you assertively pointed this out to them? I would also...
View ArticlePersonal Consumer Issues • PSA: Top off your tires
Just got one of these and love it - wish I bought it 5 year earlier. I've got a compressor with hose reel in garage and this just makes it too convenient to walk out and top all of the vehicles...
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