Personal Finance (Not Investing) • 36 month emergency fund
He admitted to me he "messed up" not being more invested in the market but again doesn't want to dump a lot in the market and risk being down a lot for an extended period of time.He needs more...
View ArticlePersonal Finance (Not Investing) • Paying for rent is throwing away...
Well, it's the truth, what can I tell ya. Our last house, we paid 315k. Sold it 16 years later for 445k. That did not include the over 300k in repairs, maintenance, interest, taxes, upgrades, etc....
View ArticlePersonal Consumer Issues • What do you give your adult children at holiday time?
Nothing.Our family stopped doing gifts for adults a decade ago, and it has been nice. Everyone is either retired and financially stable, or gainfully employed. Everyone can buy what they want when...
View ArticlePersonal Investments • Roth Conversion strategy questions
You have answered your own question in the last paragraph. It essentially asks do I want to take care of worst case or do I want to worry about good/better case ? Worst good better applies to the...
View ArticlePersonal Investments • Thoughts on bonds vs. cash
Bond duration should be set relative to when you expect to withdraw the money. If that is 30-50 years in the future, why worry about short term fluctuations and NAV drops that will be compensated in a...
View ArticlePersonal Finance (Not Investing) • Withholding to date on SS payments?
I don’t have withholding on my SS so I can’t quote what you see. There will be a history of payments for sure. And there’s a verification letter available that might give a breakdown. And last year’s...
View ArticlePersonal Investments • Allocation of Cash Strategy
For the $78K earmarked for 2025, I'll likely just lump sum in first day in January.Good choice to lump sum.Statistics: Posted by dogagility — Fri Dec 06, 2024 7:16 am — Replies 24 — Views 1077
View ArticlePersonal Finance (Not Investing) • Might be getting fired, what do do between...
In all fairness to the OP, he/she was looking for financial advice, not how to navigate the complexities of his work situation.In all fairness to OP, they still needed to hear it. All financial advice...
View ArticlePersonal Investments • Looking for a Fund
I like FsPGX, fidelity large growth. It does much of what you are asking and it’s an index fund so very low expense ratio, .030.Statistics: Posted by Sodak — Fri Dec 06, 2024 7:17 am — Replies 4 —...
View ArticlePersonal Finance (Not Investing) • Do you keep hard copies of your account...
Hi - it's never occurred to me that I do all of my investing digitally and I don't have a shred of paper that says I own any of the investments I have. Do you regularly print out hard copies of your...
View ArticleBogleheads Community and Local Chapters • Post your Financial Milestone...
I have officially crossed the $2,000,000 threshold and it will feel pretty good for at least this weekend. Excellent! Congratulations.Statistics: Posted by Stinky — Sat Dec 07, 2024 7:11 am — Replies...
View ArticlePersonal Investments • Thoughts on Gainbridge OneUp Annuity?
So it looks like Gainbridge is unwinding its OneUp business. I received a message saying they are halting sales of the product due to disappointing demand.The good news is that they are offering a...
View ArticlePersonal Consumer Issues • Target gift card 10% off today
Thanks for the reminder. As usual, make sure you use another cash back CC and not the Target Circle Card (formerly Red Card) to buy them, otherwise you're leaving cashback on the table.Statistics:...
View ArticlePersonal Investments • Helping someone who might know too little
I was thinking about other forum members in general. When they ask questions, we are often give them what we think is a good answer, but becasue we are strangers, we don't usually know their full...
View ArticlePersonal Consumer Issues • Best way to do web domain and website for personal...
I would recommend Network Solutions, I had my company's domain name registered by them, and they have hosted my company's website for 20 yrs. https://www.networksolutions.com/Statistics: Posted by...
View ArticlePersonal Finance (Not Investing) • What are the Schwab Planning Resources
I've got a Schwab brokerage account and I've never seen any planning resources. Of course, I haven't gone looking for them either. Where would I even find them?In the top menu bar, click on Products,...
View ArticleInvesting - Theory, News & General • Is the “don’t invest money you need...
A little over a year ago, when my oldest was a senior in high school and applying for colleges, I realized that I really needed to know how much money would actually be available in his 529. We don't...
View ArticlePersonal Consumer Issues • At What Age Did You Become Less Physically Capable?
Logging and farming ... two of the most dangerous occupations.Chainsaw: safety chaps, gloves, hard hat, face shield, a functioning chain brake, avoid kickback situations, etc.Tractors/heavy equipment:...
View ArticleInvesting - Theory, News & General • Notice this post on the Reddit...
Significantly less work done by reddit's moderators than "real Bogleheads". And, therefore, a much lower signal-to-noise ratio. I've poked around there a few times and there was nothing worthwhile and...
View ArticlePersonal Investments • Fidelity messed up Solo 401k contribution year
The only time Fidelity’s tracking of Solo 401k contributions (by employer/employee and by plan year) matters is when their tracking incorrectly blocks a valid contribution. Fidelity is not allowing...
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