Personal Finance (Not Investing) • Walking In A Graveyard—What Life...
I currently plan for 95, but doubt I'll make it that long.If I make it to 85, I might increase that number. But it probably will not matter at that point.Statistics: Posted by dknightd — Tue Dec 03,...
View ArticlePersonal Consumer Issues • Black Friday Deals (2024) - Any Bogleheadish Deals...
Amazon doesn't price match, but you could order another one, and request a return of the first order. Then actually return the unopened item from the second order.Some items (like AirPods and iPads)...
View ArticlePersonal Finance (Not Investing) • SSA now requi-Login.gov or ID.me acct...
I have My Social Security account linked to a different email address than the one I have for my Login.gov account, which I use for EFTPS. How does this work with the new SSA login? Co I have to...
View ArticlePersonal Finance (Not Investing) • 2024 Deductible for Medigap Plans F-HD and...
Yes, I mixed them up. The plans don't have those letters in MN. I tried to fix it.Statistics: Posted by bberris — Tue Dec 03, 2024 6:33 am — Replies 41 — Views 4375
View ArticlePersonal Investments • WIP (foreign TIPS) - worth it?
Does it make sense to hold WIP - bond fund of developed country TIPS - in a tax-deferred account?50 bps ER. Reputable sponsor (State Street).Government of Sweden is trying to get out of the TIPS game....
View ArticleInvesting - Theory, News & General • Total Portfolio Allocation and...
Would this still hold under DRRA and a well-performing portfolio? Or a portfolio that is expected to outgrow withdrawals? I would think there would be scenarios where you would not expect to buy more...
View ArticlePersonal Finance (Not Investing) • [Voluntary Severance Package]: take the...
There are so many comments urging you to take the package, let mine be one more.Discuss this seriously with your wife to see if she has any concerns (doubtful), then beat a path to their door.Good...
View ArticleInvesting - Theory, News & General • Why 100% stocks if the SWR is lower?
Why is it not meaningful?My spending doesn't perfectly track CPI-U. My spending isn't perfectly constant every year; sometimes I buy a new car or furnace. Nobody keeps their spending constant during...
View ArticlePersonal Consumer Issues • PSA: Top off your tires
Yup. Topped mine off prior to ye olde Thanksgiving road trip and found them to be 4 PSI low. Underinflated tires lower gas mileage by about 0.2% per 1 PSI, so I saved 0.8% on gas. There's only one...
View ArticlePersonal Finance (Not Investing) • Using withholding on Roth conversion...
Not mentioned in the thread, but a logical extension is one minimizing all withholdings throughout the year on earned income, pension, etc... and do one tIRA to Roth conversion with enough withheld to...
View ArticlePersonal Finance (Not Investing) • Best advice you have received
Only eat food that has not been invented in the past 150 years.If I could add to your thought about food....."The longer the shelf life, the shorter your is "Statistics: Posted by ROIGuy — Wed Dec 04,...
View ArticlePersonal Consumer Issues • Any experience with glass fencing?
I never heard of it before, so I looked it up. Pretty cool looking, but could birds or people run into it?Does it pass local code and any HOA approval?Statistics: Posted by Boglenaut — Wed Dec 04,...
View ArticlePersonal Investments • Is 10% in speculations OK if you don’t need the money?
You're already speculating on Emerging Markets. 5-10% is probably reasonable -- but It really depends on how speculative. There's a big difference in holding a 10% allocation to Berkshire Hathaway vs....
View ArticlePersonal Consumer Issues • Hulu (with Ads) Black Friday Deal - $0.99/mo for a...
Did this deal. One show in, and the ads feel intrusive if you are used to Netflix/Prime. We'll see how much we end up watching on Hulu.I hear ya, but the fact there's a timer atop the screen during...
View ArticlePersonal Finance (Not Investing) • Protecting elderly father from online scams
It's really awful how seniors are being so aggressively targeted. We're all susceptible but people of your dad's age are particularly vulnerable.If you can, first put a credit freeze on everything....
View ArticlePersonal Investments • Is there more to Personal Finance?
The Bogleheads forum is inherently investing-focused, in terms of volume of discussion.There's so much more to personal financial planning though than just investing. For instance, here's the "Body of...
View ArticlePersonal Investments • Anyone retired early?
Probably thousands of people here. Just use the search tool and you will find countless discussions.Statistics: Posted by FoolMeOnce — Wed Dec 04, 2024 6:40 am — Replies 1 — Views 69
View ArticlePersonal Finance (Not Investing) • Roth TSP & Roth IRA?
They are not related. Your TSP contribution (Roth or otherwise) has no effect on your qualifications for an IRA (Roth or otherwise).I appreciate the help.Statistics: Posted by new2bogle2 — Wed Dec 04,...
View ArticlePersonal Consumer Issues • Good way to water plants when you are away?
Waaay back in college, had a small plant on my desk.For the long winter break, got an idea to keep it watered: place the plant into a larger bowl with a couple inches of water in it, that would...
View ArticlePersonal Investments • Brokerage Transition and Retirement Summary page
I converted my mutual fund accounts back in the 2010's, and also transferred my account to another brokerage so I have no direct experience like yours.My prediction is that (1) your 1099 forms will be...
View Article