Personal Finance (Not Investing) • Helping FIL with finances
Why not use part of the inheritance to pay off the credit card debt? That may reduce some of the worries about what might happen.Regards,+1Statistics: Posted by grok87 — Mon Dec 02, 2024 5:42 am —...
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Personal Investments • Leveraged ETF => Stock options: Wash sale?
No, they won't, if you do purposeful manipulation like confounding a long position with an option position on the same equity they have no way to account for it.Hmm ... I was not aware of that....
View ArticlePersonal Consumer Issues • Thinking of switching to android from iPhone. Any...
I have a Pixel 6a and I've had it for about 2 years. I'm a techie type person. I had the Pixel 4a before that. The 6a runs pretty well. Fairly stable. My wife has an iPhone 13. I use Firefox with a 3...
View ArticleInvesting - Theory, News & General • Are HYSA obsolete? [High Yield...
Do you still have, use, and find beneficial your Wealthfront roboadvisor account?Yes. It's my taxable fund for money we know we don't need anytime soon, but don't have a defined purpose for at the...
View ArticlePersonal Investments • Starting taxable investing, agonizing over choices
As you may need the funds for non-retirement reasons (school), contributing to Taxable rather than Roth 401k (via a mega backdoor Roth (MBR)) is the better choice for accessibility to your funds when...
View ArticlePersonal Finance (Not Investing) • is it a good idea to build generational...
For sure there are not many Bogleheads like me, but I’ll be the beneficiary of an actual Boglehead “fortune”, that has been earned by my parents over many decades of disciplined index fund investing...
View ArticleInvesting - Theory, News & General • Fidelity International Bond Index:...
China is a huge player in the bond market. They are second after America and even surpassed Japan. iShares has a BNDW equivalent (global bond etf) called AGGG for international investors and it...
View ArticleInvesting - Theory, News & General • Small cap value stock premium -...
Yes the information should be expected to already be priced in by an efficient market. BUT markets price risk, not expected returns. SV is more risky and thus has a higher expected returns. In an...
View ArticlePersonal Consumer Issues • PSA: Top off your tires
Has anyone tried an Airmoto? https://www.amazon.com/Airmoto-Tire-Inf ... r=8-1&th=1I play solitaire and other games online and get unending ads to buy one. It looks good, if a bit pricey.Their ads...
View ArticlePersonal Finance (Not Investing) • Does it Ever Make Sense for a Federal...
I have the same questions re Basic vs Focus. My mother, who is in her 90s, is on BCBS Basic with Medicare part B. (I'm making medical and financial decisions on her behalf.) Next year, IRMAA will add...
View ArticlePersonal Finance (Not Investing) • Dreading the fact I must now enrole in...
Marq1,Remember with medicare advantage you can change plans w/o underwriting every year as your needs change. I thought this was state dependent...Statistics: Posted by mrmass — Mon Dec 02, 2024 6:15...
View ArticlePersonal Consumer Issues • old natural gas furnace malfunctioning
Call good service person to check control side i.e. flame rod/sensors, switches, control boards, and physical side i.e. heat exchanger, combustion fan, etc.Get by with space heaters until this can be...
View ArticlePersonal Investments • 12yo wants to start investing - 529, UTMA, other options?
I opened a Fidelity youth investment account for my son when he turned 13. I plan to do it for my daughter next year when she turns 13. I recommend...
View ArticleInvesting - Theory, News & General • Point of Roth 401k contributions if...
Another issue in this (maybe) is the 5 year clock. I am not an expert on this, but I presume you want a Roth IRA open somewhere for 5 years. After that, math is math. that was my understanding,...
View ArticleInvesting - Theory, News & General • Stock Market Valuations: Inflation,...
If you own a stock you own a share of the profits from the company and its dividends. If you own Bitcoin you are entitled to nothing but the Bitcoin. The Bitcoin is not a business, it does not produce...
View ArticlePersonal Consumer Issues • Credit Card charge prior to shipping product
All of this should be disclosed on each company's website...Dispute period is specified in credit card company's terms.I just did this yesterday, local store. 1/3rd down.Statistics: Posted by...
View ArticlePersonal Finance (Not Investing) • Account Statements [at Fidelity]
I like my combined Fidelity statement. It includes a 4-6 page statement for each account so it is very easy to provide those pages if a separate statement is needed for one account.Statistics: Posted...
View ArticlePersonal Consumer Issues • What’s the deal with turntables?
You will own nothing and be happy.Having instant access to basically all of the worlds music, all new releases, dynamic playlists based on moods or sentiment or regional favorites or seasonal themes...
View ArticlePersonal Finance (Not Investing) • Dreading the fact I must now enroll in...
I don't understand how anybody can complain about being eligible, and now enrolling, in Medicare. AFAIK: it's the only medical insurance that I am guaranteed to qualify for at extremely low,...
View ArticlePersonal Finance (Not Investing) • Jitters buying expensive home in HCOL area
I would look for a somewhat bigger house in a very good school district. Then I would consider saving money by using the area s pubic schools as well as having a less expansive house. We moved when we...
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