From my understanding of the Vanguard 529, the 4532 Nevada Short Term Reserves Fund has become the majority of your portfolio in an attempt to minimize the risk. Vanguard sets it up so that as the target enrollment year continues to approach, the investments swap from heavily favoring stocks to heavily favoring bonds and short-term reserves. It makes sense, as it avoids any likelihood of losing a large portion of a multi-year investment just shortly before tuition has to be paid. I would say that the situation you're in right now is not bad at all, but I can't provide much insight on other alternatives that the money in the 529 can be transferred into.
Statistics: Posted by FinancialInform71 — Sun Apr 07, 2024 2:17 pm — Replies 7 — Views 369
