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Personal Investments • Considering Schwab

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Schwab doesn't charge a $25 fee to hold VTSAX (as opposed to VTI which would clearly be no fee)? I'm pleasantly surprised if that's true.
Holding and selling is free. Buying more is ~$75 per transaction. Apparently some people have fees for buying Vanguard funds at Schwab permanently waived as part of an incentive deal to move to Schwab, too.
Thanks! I found this on their site:
Asset Allocation Sheet
Transaction Fees:
Purchase
$06 online for Schwab Funds* and any fund participating in Schwab's Mutual Fund OneSource service.
Up to $74.95 for all other funds.

Redeem
$06 online for Schwab Funds* and any fund participating in Schwab's Mutual Fund OneSource service.
†Per-trade transaction fees do not exceed 8.5% of principal, up to $74.95. Trades below $100 in principal are exempt from the transaction fee.
I had to login to my Schwab account to see the explicit costs for VTSAX.
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Given that, I'd probably sell VTSAX at Vanguard, transfer the cash to Schwab, then buy Schwab's native Total US Stock fund (SWTSX) (avoids a $75 fee for each new purchase).
Would it be possible to simply transfer the the VTSAX to Schwab and then purchase VTI to add to that type of position?

Statistics: Posted by WeakOldGuy — Thu Apr 18, 2024 4:21 pm — Replies 19 — Views 1056



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