Investing - Theory, News & General • Vanguard Cash Plus Account
Has anyone had any luck adding the Vanguard Cash Plus account as an external account at Schwab or Fidelity, even via paper?I haven't tried it. But I have successfully added Schwab and Fidelity from...
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Investing - Theory, News & General • Modified versions of HFEA with ITT...
Stock/bond correlation at various different scales (update):Statistics: Posted by comeinvest — Thu Apr 18, 2024 4:19 pm — Replies 3044 — Views 578938
View ArticlePersonal Investments • Young Centennial looking to learn
I think your plan is fine. I would more likely be 90 VTSAX/10 ultra short bond or high yield savings at your age, and then don't touch it for 20+ years. I believe that will outpace your plan. But your...
View ArticlePersonal Finance (Not Investing) • Behind financially, should we buy a house?
The biggest risk for the OP is finding themselves ten years from now with higher rent and even more expensive homes. And because homes are leveraged purchases, it’s hard to catch up.I disagreed.The...
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Personal Investments • Considering Schwab
Schwab doesn't charge a $25 fee to hold VTSAX (as opposed to VTI which would clearly be no fee)? I'm pleasantly surprised if that's true.Holding and selling is free. Buying more is ~$75 per...
View ArticlePersonal Investments • Nearing Retirement Questions on Portfolio and Plan
I would stick with your long term strategy. when rates fall bond funds will recover. BND has a duration of about 6 which means for every % rates fall you gain 6%. and vice versa. now rates have not...
View ArticlePersonal Finance (Not Investing) • Use Roth IRA to Pay off Credit Card Debts
It might help as to know what is your overall account status, how much owed, size of various accounts, projected SS, expenses etc. That said it might prove prudent to get those high interest accounts...
View ArticlePersonal Finance (Not Investing) • Self-Identification of Disability
Lots of different scenarios, but it might be beneficial if you were to ever need a reasonable accommodation or were to raise an issue relevant to the ADA. It might be worth contacting the Job...
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Investing - Theory, News & General • Now that long TIPS yields have...
May I know why some prefer LPTZ over individual TIPS?As for most of us, it is a temporary holding vessel, facilitating fragmentary purchases and dividend reinvestment, until I figure out what sort of...
View ArticleNon-US Investing • Is Roth conversion good idea for a US citizen moving to...
If you are not a US citizen then I heard you can withdraw the full amount of pre-tax IRA/401k with 0 tax. You can find some articles online such as this one:https://sftaxcounsel.com/how-a-non-resi ......
View ArticlePersonal Finance (Not Investing) • [Question about] Online social Security...
David Jay,To be clear: Apply for Spousal benefits, is it a different application form than the regular form to apply for personal benefits? I'm sorry but this is all so difficultStatistics: Posted by...
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Personal Finance (Not Investing) • Medical school (DO school) - Are we...
It's funny reading these from people tangentially familiar with the process. Matched med student starting residency in a few months fwiwFirstly, since she got in somewhere she basically has to go. If...
View ArticlePersonal Consumer Issues • Home internet speed question
Do you have any idea of your monthly data usage ? 5G ISPs will throttle you. I think tmobile has a 300GB cap, after which they slow you down.No, T-Mobile Home Internet has no cap in most areas. If you...
View ArticleInvesting - Theory, News & General • International (Non-US) versus US...
VXUS performing well during this US market pullbackStatistics: Posted by adave — Fri Apr 19, 2024 4:24 pm — Replies 5611 — Views 1136226
View ArticleInvesting - Theory, News & General • Vanguard Customer Service Mega-thread
What I am challenging is the following two points:- more users -> more complaints- My guess is that any large organization with millions of customers will have complaints.The level of complaints...
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Investing - Theory, News & General • Purchasing MYGAs (multi year...
This thread has provided so much information on MYGAs which I am a newbie to. Thank you Stinky and others who have shared their knowledge and experience on this topic.I am considering to purchase a 5...
View ArticlePersonal Consumer Issues • Good Quality Leather Slide Belt
If you would consider a traditional holed non-slide belt, look at the Brenneman's leather belts. I'm pretty sure they will outlast me. I have a brown one and a black one, and I doubt I'll ever have to...
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Investing - Theory, News & General • Math! And inflation decay of pension.
Thank you all! I will be digging into those links. Yes, a DIY COLA is a great way to put it.And, yep, after poking at a spreadsheet, and depending on inflation, it looks like Social Security, started...
View ArticlePersonal Finance (Not Investing) • To What Extent Do You Subsidize Adult...
Over the years, I gifted about $100K to my children, funded their Roth 401(k) contributions to match their teen and college earnings, and ensured they will graduate debt free. Once they graduate in a...
View ArticlePersonal Consumer Issues • Help with Computer Storage Issue
It's probably a message from OneDrive or GoogleDrive saying your cloud storage plan is out of space. If you open up File Explorer on the Windows computer, and go to "This PC", it should show your...
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