Personal Finance (Not Investing) • What was your effective tax rate in 2023?
~ 40% of my income is in sheltered accounts. I haven't filed my tax return so my tax number isn't final. But normally, all-in I'd expect it in he low-mid single digits.I had never seen income...
View ArticlePersonal Investments • Die with Zero - opinions?
The correct answer is, of the options you have, do what you want.I agree, and I'm pretty sure Perkins would too.That's cool. Then I guess Perkins would agree that if people like working, then there's...
View ArticleInvesting - Theory, News & General • Kenneth French Reveals: Most...
I thought it was interesting. I didn't think the thread title, "most dangerous investor fallacies," was an accurate description of the content.Statistics: Posted by nisiprius — Sat Apr 20, 2024 4:37...
View ArticleInvesting - Theory, News & General • Robinhood 3% IRA Match
I have a brokerage and a Roth at Robinhood that I opened for the ACAT transfer bonuses. I'm thinking about transferring a portion of my paycheck to purchase VTI in the brokerage because of the 1%...
View ArticlePersonal Finance (Not Investing) • Property purchase help
If he has to back out, I can cover the full payments and wouldn’t mind owning the whole chunk of land, so there is low risk on my end. Can friend sell his equity to a third party? Can you?Statistics:...
View ArticlePersonal Finance (Not Investing) • Best way to gift a real estate property to...
He won't owe any tax on the gift, but he will retain your original cost basis (so document that well for his future capital gains should he sell). You should file a gift tax return (but likely won't...
View ArticlePersonal Investments • Inservice rollover from employer 401k
There is definitely an option there, but not one I wish to take. I have been an investor for 40+ years, I need no investing help. I know exactly what I want and how to do it. I need only a low cost...
View ArticlePersonal Investments • Sharing why we went with Vanguard PAS
I've found this thread interesting, thoughtful, and informative. While I'm comfortable managing my finances and investments for now, I especially appreciate the posts by boomer543 (the OP) and...
View ArticlePersonal Investments • Stress Testing My Portfolio
I'm retired and not collecting Social Security (age 60). I'll be glad when I start collecting as I am a nervous Nellie. I am thinking about collecting at 62, but that's not the feedback I'm looking...
View ArticleInvesting - Theory, News & General • Vanguard to Exit Individual 401(k),...
I had just opened and contributed for the 2023 tax year, a solo 401k with Vanguard on April 12th. If I decide to move this to Schwab or Fidelity, there shouldn't be a problem doing this?Statistics:...
View ArticlePersonal Investments • Vanguard: "Unavailable shares" warning?...
The 7 day hold on electronic bank transfers isn’t new. The warning is probably an update to Vanguard’s website. It’s been my experience that a T-bill that matures on Monday will not appear in the...
View ArticlePersonal Finance (Not Investing) • Best Way To Find Non-ACA Medical Insurance?
Click the zenefits link above and change the state to yours. All those are business plans. Anyone can open a sole proprietorship. Drive for Doordash once a year - that's a business.Looks like I missed...
View ArticlePersonal Finance (Not Investing) • Airplane Purchase: Cash vs. Financing
To the above, please make sure you get aviation insurance. Not only to protect the plane or any damage it may do to property, but claims against you should someone get injured.And you must also...
View ArticlePersonal Investments • Rightsizing retired parent's portfolio, seeking advice
1. Is my approach above sound? What else should I be considering?It sounds reasonable, but as a first step I'd probably loop your mother into the decision making process. Even if she's not financially...
View ArticlePersonal Investments • Best way to TLH: one or two funds in taxable accounts
What if in your Roth IRA a dividend reinvestment occurred within those 30 days back or 30 days forward? The loss, if existing in any of the Specific ID lots you sold, will "travel to" these...
View ArticlePersonal Consumer Issues • Ideas for short summer trips
Ireland is fun, and not a super long flight.Statistics: Posted by Normchad — Sun Apr 21, 2024 5:18 pm — Replies 3 — Views 148
View ArticlePersonal Consumer Issues • Good Quality Leather Slide Belt
Purchased two of these (standard leather) about a year ago and wearing well so far.https://missionbelt.com/Statistics: Posted by NYHawkeye — Sun Apr 21, 2024 5:19 pm — Replies 22 — Views 1389
View ArticleInvesting - Theory, News & General • "Obvious" Market correction
Nothing is " obvious" when it comes to the markets. If the market corrected itself by 5%, does that mean the highs of the last few weeks were " incorrect" ? And now they are at the correct prices? The...
View ArticlePersonal Investments • Equiy Indexed Annuity using retirement money
Nice jobStatistics: Posted by Rex66 — Sun Apr 21, 2024 5:20 pm — Replies 40 — Views 3516
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Personal Finance (Not Investing) • Form 5500: E*Trade individual 401(k) IRS...
Sorry - I see it now - it is Part V, question 12.Wow - I am using a CPA exactly for these kinds of issues and it looks like this was missed...It looks like I will need to file an amendment... I assume...
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