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Investing - Theory, News & General • Robinhood 3% IRA Match
Anyone here transferred more than $500K per account? I transferred $450K from Schwab to RH couple of months ago because that's all I had in cash (rest in CDs). One of the CDs just matured and now I...
View ArticlePersonal Investments • Rollover a 403b plan before taking RMD from 2nd plan?
I have two 403b plans. If I take an RMD from one plan sufficient to meet the amount due from that plan, can I then rollover that plan's assets to an IRA even though I have not yet satisfied the RMD...
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Personal Investments • Help me with a three-fund portfolio
Where are you getting the distribution percentages? The closest thing I see is the SEC YIELD on Vanguard's ETF listing web page, but it doesn't show for international ETFs.For Vanguard funds, they...
View ArticlePersonal Consumer Issues • How do Fidelity, Schwab, Vanguard etc afford to...
My company pays Fidelity 26 bps to maintain our retirement plan - wish it was free.Statistics: Posted by count damoney — Wed Apr 17, 2024 4:05 pm — Replies 1 — Views 99
View ArticlePersonal Finance (Not Investing) • The cost of not using credit cards with...
I don’t carry much if any cash on me any more. If a place is going to charge me more for using a card, there’s a good chance I’ll go somewhere else. Merchant fees aren’t really fair to the merchant...
View ArticlePersonal Consumer Issues • Do All AmEx cards allow purchase of Premium Car...
My experience with AMEX Premium was different several years ago. Yes, Avis wanted LOU and would not provide logs. AMEX handled it all, told me not to pay anything or interact with AVIS and eventually...
View ArticlePersonal Investments • How to minimize LT Capital Gains on a big stock win
Depending on how you acquired the shares, you could sell the lots with the highest cost basis first.If I'm understanding the OP, you have 2mm in stock on a 400k cost basis, so 1.6mm in unrealized...
View ArticlePersonal Finance (Not Investing) • ATT security breech
I had a landline with ATT in 2010. Since they obviously keep our data forever I'm a victim of this latest security failure. CapitalOne provides me with the same service that pay services like Life...
View ArticlePersonal Investments • Where to hold emergency cash?
Municipal money market free of income taxesThis could make sense if the OP is in one of the top two income tax brackets (35% and 37% I think?). Otherwise, probably better after-tax return with a...
View ArticlePersonal Finance (Not Investing) • IRS e-file rejected
Did you try agi $0?Statistics: Posted by nalor511 — Wed Apr 17, 2024 4:09 pm — Replies 1 — Views 32
View ArticlePersonal Consumer Issues • Need advice regarding replacing front door
Just a follow up and thank you to the people who suggested fixing the catch. My husband fixed it and it did not open in 50 mile an hour winds. Supposedly will be tested again today with 60 mile an...
View ArticlePersonal Consumer Issues • Selling precious metals online
I just did a quick and dirty calculation ... I'd ask 90% of what? That looks like a terrible deal based on the current price of silver. Of course, factor in your insurance costs and...
View ArticlePersonal Investments • Talk to me about Qualified Charitable Contributions...
Note that some charities may not be familiar with the language required. Here is a sample letter they can use as a template. Charity can cut and paste it onto their letterhead and edit...
View ArticlePersonal Consumer Issues • Golfing Community Near the Ocean
The trick is always the trade-off for what you gain in winter and lose in summer in terms of outdoors. As a snow bird, you only care about what you gain in winter since you aren't going to be there in...
View ArticlePersonal Investments • How big of a concern is this [holdings in single...
[I clarified the topic title. Thank you to the member who reported it and explained what was wrong. mod mkc]Statistics: Posted by mkc — Thu Apr 18, 2024 4:12 pm — Replies 8 — Views 1092
View ArticlePersonal Finance (Not Investing) • Not your normal “Do I take new job offer...
For me, it would be a big red flag that the company feels they might implode if you leave. Again, I don't know anything about most businesses, but an entire company collapsing or faltering because one...
View ArticlePersonal Finance (Not Investing) • How many LLC's do I need for rentals ?
The one broad thing I am willing to say is that with an LLC, the most important thing you can do to not "cross the moat" (i.e., avoid personal liability) is to ensure that you are following all...
View ArticlePersonal Finance (Not Investing) • Another when to take Social Security...
One nice thing about the Open Social Security web site which was mentioned is that once it tell you what it calculated to be the optimal starting date stragety then if you scroll down to the bottom of...
View ArticleInvesting - Theory, News & General • Earnings Growth vs. Dividend Yield...
Dividend and earnings are related (no dividend without earning),Um, sometimes there are dividends paid without earnings. I believe one of the major oil companies (Exxon?) kept paying dividends through...
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Personal Consumer Issues • Supermarket pizza - any good ones? Any great ones?
Supermarket pizza is not that much cheaper than pizza from most people's local pizzeria that delivers hot, and the pizzeria probably cooks it fresh in a dedicated pizza oven at close to 800 F.Unless...
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