Personal Finance (Not Investing) • Step transactions, gift/loan, family
The tenor of your note suggests that you know this situation smells fishy. Why would you want to help defraud a lender or commit a financial crime?I have low risk tolerance for getting in the middle...
View ArticlePersonal Investments • I think it's time for me to get back in total bond fund
Personally, I think you dodged a falling knife. I don't know how your stable value fund performed, but BND has gone done over the past four years and probably 10% since winter 2022. You've been...
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Personal Investments • Unable to transfer money - new account
Final update:Because of limited time due to random school-related issues (assignments, etc.) she didn't call VG again. And her credit union option turned out to be a bust. At my urging, she was going...
View ArticlePersonal Investments • Over MAGI for 2024 Roth IRA
Great - thank you!Statistics: Posted by NBKCF — Tue Apr 16, 2024 3:46 pm — Replies 11 — Views 975
View ArticlePersonal Consumer Issues • Home internet speed question
I'd probably stick with AT&T since it sounds like your DSL connection is pretty fast for that technology. Consider putting a backup plan in place ahead of time in case of future outages. A couple...
View ArticleInvesting - Theory, News & General • Is the Value Premium MIA due to...
The value premium theory goes that undervalued public companies are a long-term investment opportunity which provide long-term gains. This all assumes, however, that there are sufficient public value...
View ArticlePersonal Investments • MYGA Social Security bridge strategy??
As I’ve said in other posts on the Forum, I have the (vast) majority of my fixed income allocation invested in MYGAs. And I watch the market pretty carefully. I personally regard this product from...
View ArticlePersonal Finance (Not Investing) • Questions RE: Setting Up Tips Ladder for...
About what fraction of your expenses would your TIPS bridge (and later, Social Security) cover?I've estimated around $100k pre-tax annual needed for living expenses. That figure is padded a bit. So...
View ArticlePersonal Finance (Not Investing) • Fidelity as a one stop shop
I've never utilized margin before, so this question may seem basic, but can I somehow open a margin account and have a checkbook? I would like the flexibility to borrow against my taxable account...
View ArticlePersonal Investments • Novice Investing
First thing to check is the existing accounts. You said they are in S&P 500 mutual funds, which is fine, but be sure to check the expense ratio on those funds as well as any fees associated with...
View ArticlePersonal Consumer Issues • So what are you cooking
Monday I made my version of Guinness Beef Stew.couple lbs of Chuck (not pre cubed)-dusted with flour and browned1 can of Guinness2 Tablespoons of Better the Bullion Chicken stock dissolved on 1/4 cup...
View ArticlePersonal Consumer Issues • What's behind low price of used Tesla EVs
According to JD Power, "Generally, battery replacement cost is one of the reasons electric vehicles are not as popular as they could be." What are those costs lately? Anywhere around $13,000-$20,000...
View ArticlePersonal Finance (Not Investing) • Estate income tax - how does it work?
My dad passed in February of this year. I was a joint owner on his checking account. He also held brokerage accounts of which I am a co-beneficiary with my siblings. These accounts have continued to...
View ArticlePersonal Investments • Space Flight and Roth conversion
OPDon’t hold your breath. We can’t even get a man back on the moon. And it’s been over 50 years. Just sayin’.Statistics: Posted by afr — Tue Apr 16, 2024 3:55 pm — Replies 81 — Views 8277
View ArticlePersonal Consumer Issues • Elo GPS - Dealer refuses to remove it
I very much appreciate the comments about this Elo GPS. I will never buy or lease a vehicle with this product embedded in it no matter what brand or model. I would rather buy an older vehicle without...
View ArticlePersonal Investments • Die with Zero - opinions?
After achieving the objective of "die with zero" there won't be any time left to enjoy the feeling of achieving the objective. I guess I will pass. I guess people want to come up with any theories so...
View ArticlePersonal Finance (Not Investing) • Taxation of short-term disability payments
Hello - I filed an STD claim (employer fully paid and provided). If you happen to have had STD claims/payments - how are they taxed? Do they include federal, state, and FICA taxes, and are those...
View ArticleInvesting - Theory, News & General • Vanguard to Exit Individual 401(k),...
Advisor called and gave me the news.He gave me four options:1.Opt out by 7/12 or automatic transition on 7/192.Rollover to vanguard IRA3.Transfer to another firm4.Liquidate and pay...
View ArticlePersonal Finance (Not Investing) • Redeeming Paper EE Savings Bonds
Do any of the major banks have a stated written policy on whether or not they will redeem paper savings bonds, or is it up to the discretion of each individual branch manager?Statistics: Posted by...
View ArticleInvesting - Theory, News & General • Now that long TIPS yields have...
I am struggling with a question that I am hoping the much smarter folks on this thread can help with. I am currently about 60% TIPS ladder and 40% BIV for my fixed income allocation. I like the idea...
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