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Personal Finance (Not Investing) • Joining a "non-profit" board,...
In today's day and age it seems there are more cons than pros with getting on any board! Really sad!Drama, liability, and time suck all come to mind as cons.Of course! Much easier to complain than to...
View ArticlePersonal Investments • Why is Vanguard Short-Term ETF SEC yield higher?
The ETF is an index fund, while the mutual fund is active. So not exactly the same.Statistics: Posted by dougger5 — Sun Apr 14, 2024 3:35 pm — Replies 2 — Views 70
View ArticlePersonal Finance (Not Investing) • How many LLC's do I need for rentals ?
Some people do an LLC for each rental to separate out the liability and then one management company LLC to manage the rentals. I suppose that is technically the "safest" but it costs money to set up...
View ArticlePersonal Investments • Moving $380K in individual stocks to index fund
I don’t think it’s as simple as comparing before and after numbers. What if one of those stocks you held gets destroyed in the next few years? Then the numbers look much more in favor for VTSAX.No one...
View ArticlePersonal Finance (Not Investing) • Pension or 401a
Check whether you can also contribute to a 403b as well as the pension.This is an option teachers have, which both my wife and I did not know about. I chose the 401a option as opposed to the pension,...
View ArticleInvesting - Theory, News & General • Ben Felix: The Most Important...
Ben Felix has a great new video listing 20 of the most important lessons in investing. For those who don't like watching videos, the lessons are listed on the youtube page. Very boglehead-ish.That's...
View ArticlePersonal Investments • Roth Conversion for RMD management: Marginal vs effective
If currently married, keep in mind (for modelling purposes) that at some point the surviving spouse will be filing "single", with tax brackets about half the size of MFJ brackets.+1 Very important...
View ArticlePersonal Consumer Issues • How do you like your Tesla?
I have a Model 3 LR. 20 months now. It is a joy to drive. We have taken it on two long road trips in the Southwest. No maintenance. It is crazy cheap to drive compared to a gas car. Delivered flawless...
View ArticleInvesting - Theory, News & General • Arguments: BND vs 3 Month TBills For...
With labor shortages, de-globalization, shrink, problems related to climate change, the transition to green energy, political pressures on the FED, our ever larger national debt, geopolitical pressure...
View ArticlePersonal Finance (Not Investing) • No email confirmation from FreeTaxUSA post...
Yes there's an email, submission, acceptance(or rejection), state acceptance(or rejection). Mine took 15 minutes. Everyone is filing, things are backing up. Check your spam folder.It has been 30 mins...
View ArticlePersonal Finance (Not Investing) • Vanguard consolidated 1099-DIV: government...
Sorry, I didn't mention that the 1099-DIV consolidated does indeed have “Total Ordinary Dividends” (1a), but doesn't that "Total" include all my funds, each with a different % govt obligation?Yes, you...
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Personal Consumer Issues • ELO GPS - Dealer refuses to remove it
Glad to hear you found a local dealer that will work with you. Are you going to stop by the first dealer on your way home to show off your new ride? Statistics: Posted by lazydavid — Mon Apr 15, 2024...
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Personal Finance (Not Investing) • Primer on Paying Taxes With a Credit Card
It's two per quarter per processor but you can double dip the fourth quarter by scheduling a payment in the current year and one in the following year, before January 15, and also the tax filing...
View ArticlePersonal Finance (Not Investing) • Last minute estimated tax help?...
When you file an income tax return for a year, you have a choice of whether or not to use the annualized income installment method. Using the annualized income installment for some quarters but not...
View ArticleInvesting - Theory, News & General • Convincing others to leave an advisor
We have had most of our investments in low cost index products for a while now. At least three family members have their money with an advisor and firm that charges at least 0.75%.Drop a indirect...
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Personal Finance (Not Investing) • Anybody Else Having Trouble Connecting to...
I registered specifically to thank everyone on the forum who shared tips and advice while the H&R Block software gateway server problems were afoot. I was finally able to transmit my returns via...
View ArticlePersonal Finance (Not Investing) • SCAM OR IRS ERROR? IRS 2645C Notice That...
I just got this letter today as well. I have placed a call with the IRS and am awaiting a call back. Hopefully I get one... Like you I received my refund for a while now. This came out of the...
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Personal Consumer Issues • Contemplating new car purchase
1) Are my concerns with turbo ... overblown?Yes. Turbocharged engine tech is very mature now. And my experience has been that a TC 4-cylinder feels like my old NA 6. 2) Has anyone successfully...
View ArticlePersonal Consumer Issues • Need to Replace Refrigerator - Any Suggestions on...
My $2500, 19 y/o GE finally died in November 2022 (compressor). I replaced it with a basic model Maytag from Lowes (no icemaker, no water-in-the-door). The sales guy told me not to expect longevity...
View ArticlePersonal Finance (Not Investing) • CitiBank new account referred for closure...
I guess in the future don't use Zelle ?.I scheduled two future dated transfers from my Schwab brokerage account.Mine was simple ACH. Not Zelle.Yikes. What was their explanation for giving you...
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