Can't speak for Fidelity, but at least as of December, the Maryland 529's position on this was that they don't know either, and suggest waiting on the IRS (https://cdn.unite529.com/jcdn/files/MDD ... iption.pdf, p. 3):
As of the time of this publication, the IRS has not clarified how a college savings plan account must be maintained in order to
meet the 15-year requirement; for example, at this time, it is unclear if a rollover from one college savings plan to another, a
Beneficiary change, or an Account Holder change would impact an Account’s completion of the 15-year requirement. If you
have questions about your specific situation, discuss the matter with a qualified tax professional. The IRS may issue additional
guidance that may impact college savings plan account rollovers to Roth IRAs, including the above referenced conditions.
Statistics: Posted by Makefile — Fri May 03, 2024 8:46 pm — Replies 2 — Views 50