Personal Investments • Fidelity $100 ETF surcharge??
Please help me understand the Fidelity $100 ETF surcharge.I understand the retail level investor surcharge only applies to ETFs that I'll never use, but I read that other firms agreed to "absorb the...
View ArticleNon-US Investing • Stock Brokers for non-US Investors
Welcome! newspaper has started a new thread here: Ireland based-ETFs: procedures after deathStatistics: Posted by LadyGeek — Thu May 02, 2024 8:43 pm — Replies 10 — Views 5641
View ArticlePersonal Finance (Not Investing) • Treasury Direct and revocable trusts at death
All assets are now in a Trust that includes brokerage Trust accounts and a Treasury Direct Trust account.A preview of how difficult it would be for someone without a personal Treasury Direct account...
View ArticlePersonal Finance (Not Investing) • Retirement Planning courses
This thread is now in the Personal Finance (Not Investing) forum (retirement planning).Statistics: Posted by LadyGeek — Thu May 02, 2024 8:45 pm — Replies 9 — Views 922
View ArticlePersonal Investments • Anyone heard of Hatteras Core Alternatives?
My math was wrong in above post. Sorry.Statistics: Posted by Bogie — Thu May 02, 2024 8:45 pm — Replies 22 — Views 4146
View ArticlePersonal Finance (Not Investing) • Share Your Financial Advisor Pearls
Here’s some advantages of good financial advisors that certain people may find valuable1. Resource/steady hand in difficult environments. (presumably, the good advisor does not panic in bear markets...
View ArticleInvesting - Theory, News & General • The cheap fees pioneered by Vanguard...
Charles Schwab (the person) also pioneered cheap fees. I'm surprised that this forum ignores him while worshipping John Bogle.Schwab sold his company to Bank of America. Bogle gave his to the...
View ArticleInvesting - Theory, News & General • Fidelity introducing fees on ETFs...
These 9 are charging exorbitant ERs, and Fidelity wants a cut. I don't think Fidelity wants to push away the billions in AUM from VG and ishares ETFs by charging said fee.Statistics: Posted by...
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Personal Consumer Issues • Advice on Window Replacement
1) One of the neighbors changed their windows last year with Vinyl and that is company I got the quote from ($49k). HOA allows both vinyl and wood.2) Only 3 windows were mentioned as being damaged....
View ArticlePersonal Finance (Not Investing) • Please help: Can I upgrade to a single...
1) What is your gross income?H: $350k (includes bonus, rsu). RSU is around 90k vests over 4 years, RSUs has been stable. Bonus 50KW: Contributes 36k after taxesH: 401k 22K + 15K matchW: 401K: 22K +...
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Investing - Theory, News & General • 5% portfolio withdrawal rate: 5+...
I thought I would provide an update since I'm one of those weirdos that:A) Has set and followed a % of portfolio withdrawal plan almost exactly since retiringandB) Is happier spending as much as a...
View ArticlePersonal Investments • 529 Rollovers and SECURE 2.0
Can't speak for Fidelity, but at least as of December, the Maryland 529's position on this was that they don't know either, and suggest waiting on the IRS (https://cdn.unite529.com/jcdn/files/MDD ......
View ArticlePersonal Consumer Issues • M43rds digital camera vs Iphone 13 pro max?
I go back to the days of 35 mm photography.Bought my Canon AE-1 in 1981 and used it a lot from then until sometime in the last 90s.But it and the telephoto lens were HEAVY. If I was going somewhere...
View ArticlePersonal Finance (Not Investing) • Fidelity Cash Management Checking # question
Hello All,I’m currently holding around $15K in an emergency fund in a brick and mortar bank. I’m thinking of doing most of my banking in Fidelity Cash Management and holding the money in a money...
View ArticlePersonal Investments • Match VUSXX at Fidelity?
FDLXX is the Fidelity equivalent of VUSXX.FDLXX has a 7 day yield of 4.94% and its ER is 0.42%.I split my cash holding in two and have two 4-week T-bills with auto roll on.In fact the auto roll just...
View ArticleInvesting - Theory, News & General • Vanguard Notice - Update to...
Every financial services firm reserves the right to close your account. Banks and brokers are not obligated to do business with any particular customer if there are no discriminatory reasons (which is...
View ArticlePersonal Consumer Issues • Anybody switched from gmail to proton?
Thanks for the replies.I think I will keep both and switch all my important accounts to proton.Statistics: Posted by hoops777 — Fri May 03, 2024 8:51 pm — Replies 5 — Views 788
View ArticleInvesting - Theory, News & General • USA Today: Annuities are key to...
We both are fortunate to have Social Security benefits and I am fortunate to have a nominal company pension benefit. Together, these will cover our essential expenses for about the first decade of our...
View ArticlePersonal Consumer Issues • What frugal thing did you do today?
However, on the other end I need heat. Even now my feet are on a foot warming pad. So while I keep telling myself I should shut off my mini-splits for heat purposes ......... I still have not. Last...
View ArticlePersonal Consumer Issues • Kitchen Aid Mixer lift in Kitchen? Trash slide?
We just redid our kitchen. I didn’t like our old trash pullout. It was always messy. I really like the double trash pullout in our new cabinets. The new setup is much better. We didn’t do a kitchenaid...
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