Personal Finance (Not Investing) • Help me understand ways to reduce or defer...
There's no state tax in my state so municipal funds are less attractive.Well, a state-specific muni fund may be less attractive.Statistics: Posted by tibbitts — Mon Sep 02, 2024 4:15 pm — Replies 13 —...
View ArticlePersonal Investments • New-ish Investor--Advice on strategy
Hi all,Reviving this thread instead of beginning a new one, but I've got new questions about my portfolio due to a new avenue for tax-advantaged investing opening up for me. Basic info below, then the...
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Personal Investments • Roth IRA or leave it in Taxable? A Wonky Thought...
I can imagine someone who has a lot more money invested and has access to a Roth 401K at work where he can funnel something like 38K into a Roth each years (IRA + 30K). But that someone better watch...
View ArticlePersonal Finance (Not Investing) • Should I contribute a small amount to a...
The OP said he had $500 in taxes owed. That would mean his taxable income would be very low and his marginal tax rate would be around 10%.Marginal tax rate is 24%.Statistics: Posted by houchen — Tue...
View ArticlePersonal Consumer Issues • Can I dispute this charge from Uber
What does Uber’s terms and conditions say?Statistics: Posted by Cruise — Tue Sep 03, 2024 4:08 pm — Replies 5 — Views 571
View ArticlePersonal Finance (Not Investing) • Checking a few details of late-filing of...
@toddthebod Yes, I did a rollover.@realclemsongrad and @rady2retire My understanding is that 5500-EZ is required each year the December 31 asset value is greater than $250K AND the last year of the...
View ArticlePersonal Consumer Issues • Help! Need streaming movie / show recommendations...
I recommend Lucifer.Statistics: Posted by rockstar — Tue Sep 03, 2024 4:09 pm — Replies 9 — Views 454
View ArticlePersonal Investments • RSU
I always wished Megacorp had offered this feature.Why? There is nothing special about RSUs. It is essentially a cash bonus tied to the company stock valuation.Unless you imply your total compensation...
View ArticlePersonal Investments • Trading Options on Margin enabled Vanguard Brokerage
So was this a naked put?Yes it is a naked put (like in settlement fund has no funds, even though rest of account positions have sufficient funds which probably doesn't matter here)Just because one has...
View ArticlePersonal Investments • Financial Review: Preparing for SAHM
Insurance is financially a bad investment. IMO insurance isn't an investment at all, but in those cases where it is sold as or bought as an investment I'll agree probably is a terrible one.Insurance...
View ArticlePersonal Consumer Issues • Best practices for selling vehicle on Craigslist?
Answers to questions in the original post depend partly on the "curb appeal" or popularity of the car being offered. If it's the kind of car -- and ad -- that generates a lot of interest, then one can...
View ArticlePersonal Investments • Portfolio Review Request - Nearing Retirement
I think you are in great shape, especially as you are willing to lower your expenses a bit, which you might want to do for the first few years. Not 100% certain health insurance premiums can be paid...
View ArticlePersonal Investments • $80K Severance Windfall - What to do with it?
Have you landed another job yet? Will this money be used to help fund living expenses for a while?Statistics: Posted by CoAndy — Tue Sep 03, 2024 4:21 pm — Replies 6 — Views 679
View ArticlePersonal Consumer Issues • Hyundai Ioniq lease deals
Just noting for the record that it is possible to get these deals. We leased the previous-generation Ioniq for only $99/month when Hyundai was clearing them out a few years ago. Was a perfectly good...
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Investing - Theory, News & General • Really Bad Day (RBD) Activities
Awhile back, I read a post about RBDs that laid out the definition and some metrics and do’s/don’ts. Now I can’t find it, despite having used the search. If that sounds familiar, could someone please...
View ArticlePersonal Investments • Does anyone here have experience with Exchange Funds...
You take individual equity positions you have that have large capital gains and rather than sell them, you exchange them for a managed index fund and do not have to sell and realize capital gainsYou...
View ArticlePersonal Investments • VA 529 investment advice
Interesting info and like you, OP, I thought the cap was per child per year. Too late for me now as my youngest is a senior in high school now. My youngest has a VA529 aggressive growth portfolio with...
View ArticlePersonal Investments • Why not Puritan or Wellington?
Vanguard website today reports Wellington (VWELX) shares up 9.13% annually over the last five years and 8.31% over 10. Balanced Index Fund shares (VBAIX) up 9.12% over the last five years and 8.18%...
View ArticlePersonal Finance (Not Investing) • Moving traditional IRA to 401K
Had you made any non-deducted traditional contributions in previous years?Still need the answer to that question. If the answer is "no" then the Form 8606 entries (starting with line 2) are not...
View ArticlePersonal Consumer Issues • Gift idea for new NY State Trooper (policeman)
I recently had a similar situation when I was looking for a gift for my dad, who’s also in law enforcement. One idea that worked really well was a personalized lighter.Statistics: Posted by...
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