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Personal Finance (Not Investing) • Bank of America/Merrill Edge - Preferred...

Does anyone know if charges from Visible Mobile are coded as online purchases?Statistics: Posted by GaryA505 — Wed Sep 04, 2024 4:35 pm — Replies 7788 — Views 1057371

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Personal Finance (Not Investing) • I don’t need a will, right? Unmarried,...

Ignore all the suggestions to just get married in this thread. You'll do what is right for your situation and you don't have to justify your choice to anyone but yourselves.You simply want to make...

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Personal Investments • Healthcare/Premium Credits, Dividends, TLH, RMDs...

Just realizing you wrote the wiki page... very impressive, thank you.On behalf of all the wiki editors and admins, you're welcome! It's a group effort. Statistics: Posted by FiveK — Wed Sep 04, 2024...

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Personal Finance (Not Investing) • What percentage of professional...

When you say professional engineering, do you mean that the engineer has passed the PE test in your state?I know at one time, Texas would only allow those with a PE to label themselves as "engineer"....

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Personal Investments • at Fidelity - CMA or Brokerage?

No, these features exist in the system. I spoke to them in detail about it. That still does not make it a UI issue for a web app that has not implemented the functionality. A feature not implemented...

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Personal Finance (Not Investing) • Is this Term Life Insurance Good for me?

If you buy from Protective Life through Costco, you’ll be getting an absolutely excellent product. Costco’s general policy is to hold prices low by minimizing the mark up on the goods that it sells. I...

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Personal Consumer Issues • Cooking hack - What do you do when you put too...

I have also heard that potato will absorb excess salt.Cannot verify.edIt doesn't work unfortunately. Just another example of spin from Big Potato and the potato-industrial complex.Statistics: Posted...

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Personal Consumer Issues • Backpacking: National Parks vs Wildernesses

I'm on the sidelines now, probably until next fall after recover from the second total knee replacement surgery.I don't think it has to be an either/or situation. In 2019 I backpacked from Echo Lake...

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Investing - Theory, News & General • International (Non-US) versus US...

Yes yes. Y'all need to be on Nathanheads..Good stuff. I am not a tilter, but certainly get the logic. Just not sure I would be able to stay the course for a few months let alone years -- which Nathan...

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Personal Consumer Issues • Playstation 5

At least is kid is 9 now, so suggesting some of these games is ALMOST appropriate.Statistics: Posted by HomerJ — Wed Sep 04, 2024 4:44 pm — Replies 28 — Views 2395

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Investing - Theory, News & General • Question on mechanics of bond funds

Sure, if you want to spend all the money in year 5.5, buy the single bond that matures then. You're matching your cash flow plans and the duration of the fund.However, if I want to spend a portion of...

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Personal Investments • Would you invest a very large amount now, knowing the...

I have 30% of my portfolio in cash right now because I think the market is overvalued, so no, I wouldn‘t invest a „very large amount“ right now.Statistics: Posted by ge1 — Thu Sep 05, 2024 4:46 pm —...

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Personal Finance (Not Investing) • Qualified Appraisal for Real Estate put...

The closer the date of the appraisal to the date you put the property in the trust, the less scope for arguing about the value later with the tax authorities later. Don't know that it needs to be the...

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Personal Investments • Time of year to take a single RMD

I prefer to do my RMD all at one time and I've been waiting until November. The thinking ( using the term loosely) was to let the investments grow in the IRA as long as possible. Since the RMD goes...

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Personal Investments • Looking for feedback on Asset Allocation plan

Just a couple quick comments..Target Funds are fine but I wouldn’t mix them with other funds in an account. They contain everything.Keep your taxable simple with total market index funds. They’re tax...

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Personal Consumer Issues • Pickleball Net That is Portable - Your...

You could probably hunt for one that is an exact (Chinese) copy, with the center foot / carbon fiber rod and everything adjusts with velcro.Statistics: Posted by David Jay — Thu Sep 05, 2024 4:57 pm —...

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Investing - Theory, News & General • How exposed is BND to commercial...

It’s a good question, Godzilla.As others said: The exposure to Commercial Backed Securities is minimal, only 1.8%. And the vast majority of the CMBS deals are totally fine. Let‘s assume that 10% of...

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Personal Consumer Issues • Front Bicycle Derailleur That's Easy to Shift

My bike came with a 2-speed Shimano Tourney front derailleur that's pretty stiff to push when going from 1 to 2.I know it's an entry level derailleur. My question is, if I upgrade it, would it be any...

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Personal Investments • Private Equity Vanguard

Appreciate the new discourse on this aboveFeels very very expensive to me (fees for Harbourvest layered onto typical PE fees) and I also question whether through Harbourvest, we are getting access to...

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Investing - Theory, News & General • Tax withhold of RMD withdraw

I want to estimate how much tax to withhold for my 2024 required RMD withdraw. Question:1.Shall I use my 2023 tax rate to calculate the withhold amount?Thanks!Not necessarily. If this is your first...

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