Personal Finance (Not Investing) • Private equity backed veterinarians- Bond...
Hi Bogleheads,has anyone had any experience with these or other private equity owned veterinary outfits? some of what i am reading is a bit mixedhttps://www.reddit.com/r/veterinaryprof ......
View ArticlePersonal Consumer Issues • What Book Are You Currently Reading? Part VI
"Everyone Who Can Forgive Me is Dead" by Jenny Hollander. 2024.https://www.goodreads.com/book/show/126 ... me-is-dead 3.28 starsThis is one of those slow-reveal books. The protagonist has a blocked...
View ArticlePersonal Finance (Not Investing) • Made a Mistake not Paying Capital Gains...
And there generally are no penalties (as long as you pay by the April tax day). Prior to that, you just pay an interest carry, which is currently 8% per annum. So every day you delay past Monday will...
View ArticlePersonal Finance (Not Investing) • Will or Trust for Estate and Special Needs...
The trust for the child with special needs is for the most part the same as the trust for the child without special needs. The difference is that the child with special needs will have a lesser degree...
View ArticlePersonal Investments • Can I FIRE now?
No work till 55 and think again… What random advice!OP, you are in a great position to explore options. If it turns out that you like to spend more once you aren't working full time, you can find work...
View ArticlePersonal Investments • HSA best investment option.
I have the same HSA provider. I have selected to do 80% VFIAX and 20% VsmaxStatistics: Posted by Investing4MyFamily — Sat Sep 14, 2024 6:57 pm — Replies 5 — Views 395
View ArticlePersonal Investments • Fidelity Wealth Management pitch
I spoke with them. Their pitch is excellent. The fail to tell you it is a major hassle to get out if you are not happy. In my case, they talked about the value of tax loss harvesting by owning...
View ArticlePersonal Finance (Not Investing) • College Scholarship, 529, AOTC, Taxes,...
Just the earnings.Thanks for the help.FYI, if it has been less than 60 days since you took the distribution, you can roll it over to another 529 for her (or another beneficiary's) benefit.Statistics:...
View ArticlePersonal Investments • Retire From Military or Stay In Longer?
I’d stay the 5You seem reasonably happy and it’s no guarantee you will be happy in retirement. That’s a decent bump for 5 yearsI’d chose differently if family history was dying youngStatistics: Posted...
View ArticlePersonal Finance (Not Investing) • (Military) Should I purchase Survivor...
Hi, everyone. Need your help on a decision I will need to make in the coming weeks. I’m in the military and I’m scheduled to retire this year. My pension will be about $5345 a month going forward, but...
View ArticlePersonal Finance (Not Investing) • Project expenses in retirement vs. Project...
If you can't develop an estimate of projected expenses how would you know if the maximum your portfolio supports would be enough to fund your retirement?Statistics: Posted by avalpert1 — Sun Sep 15,...
View ArticleInvesting - Theory, News & General • Why the love for the 3 fund portfolio?
I like the ability to exclude my fixed income from Roth and taxable accounts for tax efficiency reasons. All equity in taxable makes annual taxes more predictable and possibly a step-up in basis for...
View ArticlePersonal Consumer Issues • USPS Informed Delivery is Back
I have tried over and over to get mail notifications without success. Package notification works however. I always thought that was weird. Any chance one of you fine folks can tell me if the...
View ArticlePersonal Investments • Charitable gifts and taxes
We have some short and long term gains in our taxable (not retirement) accounts and are in the position to make some charitable contributions. What are the mechanics of making one time donations of...
View ArticlePersonal Finance (Not Investing) • Fidelity as a one stop shop
I moved to the One Stop Shop model over a year ago - couldn't be happier with the simplicity. However, was curious on opinions on this security risk.I read a thread elsewhere that someone commented...
View ArticlePersonal Consumer Issues • What frugal thing did you do today?
Went to the local big grocery store and bought 3 lbs of ground beef for $4.20. I've noticed they often mark down meat this low a few days before the sell-by date, so I often have an eye out for it....
View ArticlePersonal Investments • 40 year old needs to start now
Those are all good questions and my wife and I have also asked, we have gifted him some money through a modest inheritance and I think that allowed him to free up cash from bills, plus I think he...
View ArticlePersonal Consumer Issues • Best Friend wants to leave car at our place wo...
The friend has visa issues, adding car drama to that is a recipe for disaster.Statistics: Posted by Mr. Rumples — Sun Sep 15, 2024 7:08 pm — Replies 20 — Views 948
View ArticleInvesting - Theory, News & General • Why "traditional" asset...
That is a false assumption. You can find many threads going back for years commenting that nominal bonds have inflation risk, or that having too small of a stock allocation in retirement can be risky...
View ArticlePersonal Finance (Not Investing) • Uneven generosity
Oh well.Statistics: Posted by London — Sun Sep 15, 2024 7:09 pm — Replies 1 — Views 54
View Article