Personal Finance (Not Investing) • 2025 FEHB and PSHB Rates Posted
Is it anyone who takes medicare ........ AND ...... agrees to accept your insurance?just an example, from GEHA: "You can see any out-of-network doctor or health care provider that participates in...
View ArticlePersonal Finance (Not Investing) • Companies that have a pension and 401k?
US Bank offers a 100% funded pension for its employees, but you need to stay there for a while to really make the most of itStatistics: Posted by mtwistercapitalist — Tue Oct 01, 2024 7:40 pm —...
View ArticlePersonal Investments • Bond Choice
Bonds do not belong in Roth accounts, period! The entire deal with Roth is that the growth in those accounts is tax free. Why do you want to choke off that growth by filling it with bonds, even...
View ArticlePersonal Finance (Not Investing) • Need Help Understanding LTC Quote
If costs go up 100% LTC insurance rates will NOT go up 100%.Why? Because the insurance company knows exactly how much they will have to pay for each day of care 10 years from now, 20 years from now,...
View ArticlePersonal Finance (Not Investing) • Credit Freeze for Children
It’s more difficult to freeze minors credit. The one child is an adult. You might make them authorized user to get credit established. Clark Howard goes through the steps...
View ArticleInvesting - Theory, News & General • Does anyone on this forum feel...
My DW 401k plan has only one index bond fund which is a CIT through Blackrock. It is 70% Intermediate bonds and 30% International bonds. The International bond section is Vanguards VTIFX fund....
View ArticlePersonal Consumer Issues • Chest Freezer and Battery Power Station...
I got a new relatively efficient fridge that uses about 75w and bought a battery that can power it for 21-24h (2000wh) for about $500 on saleTested running it down to about 15% twice now. Charges back...
View ArticlePersonal Consumer Issues • Car batteries: Any experts here?
I think we are gonna have to agree to disagree in me concluding something if I "wish".It's good to "agree to disagree" when you know what you are talking about. I worked as a product development...
View ArticlePersonal Finance (Not Investing) • Advice on an ideal bank and brokerage...
No. I use the business checking as the hub. I don't cross transfer from the business brokerage to personal brokerage or any personal accounts. I prefer to keep everything going in or out of the...
View ArticlePersonal Finance (Not Investing) • [Split from "Fidelity as a one stop...
So, at this contentious moment in time, what’s the best bet for depositing a large certified check? I’m receiving a check tomorrow for proceeds from a house sale. It was arranged by siblings and I did...
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Personal Finance (Not Investing) • Fidelity as a one stop shop
I ran a few experiments:First, I appreciate your enquiring mind and that you shared the results of your experiments. That said, it seems like experimenting at this time is a bit of a gamble... but I’m...
View ArticlePersonal Consumer Issues • TP hoarding, again.
Don’t look now. There’s a mad dash to get TP. Unbelievable,Statistics: Posted by KellyInBaconville — Wed Oct 02, 2024 7:41 pm — Replies 0 — Views 80
View ArticlePersonal Investments • Fidelity not allowing Roth conversion citing industry...
Stupid people are being duped into committing fraud. I think right now all financial institutions are high fraud alert. To protect both themselves, and their customer.What is it that is "happenng to...
View ArticlePersonal Investments • General Question about AA and Risk Ability
I agree the it can be a bit confusing at first. I like to think of stock market risk in the following terms:With my current AA, if there is a 50% decline in the S&P500 that lasts several years,...
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Personal Consumer Issues • State Farm Home Owners Insurance increase by 27%
+1 for Erie.We had a similar experience with Farmers Insurance with rates jumping about 30%. We shopped around and ended up going with Erie around 18 months ago. Homeowners was 40% less for same or...
View ArticlePersonal Consumer Issues • Maintaining a new Global Entry membership (USA)
Is it the kind of Zoom meeting that forces one to have a Zoom account?Spouse and I renewed this year; I was renewed with no interview and spouse (months later despite applying for renewal within a...
View ArticlePersonal Investments • Financial Advisor Experiences
A financial advisor may or may not be useful but they are never useful for managing your portfolio. A fee to produce below average results is not a good deal. Of course they will beat the market,...
View ArticlePersonal Finance (Not Investing) • Depositing a check by mail: How to...
Apple Savings doesn't do checks.Not true, despite the omission in Apple's documentation, probably for the sake of simplicity or ease of reading. (It's Apple, after all.) The deposit agreement...
View ArticlePersonal Finance (Not Investing) • Recommended software to clone a Windows...
In my working days, we'd clone certain machines over the network.We'd clone them automatically on a schedule.I forget what we used but it was sweet software. It wasn't Clonezilla, but we used that at...
View ArticleInvesting - Theory, News & General • Shiller PE now near 37 - 3rd highest...
Shiller PE has ascended to nearly 37, which was exceeded only in 1999 and 2021 after which kaput. Concerning.. maybe time to lighten up?https://www.multpl.com/shiller-peThe S&P 500 has returned...
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