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Personal Finance (Not Investing) • Taking Social Security - My realization
...I’m thinking maybe it’s best to take your money earlier when you’re still active and can travel and the energy...Over age 60 or 65 physical declines can happen at any time. That decline can be the...
View ArticlePersonal Finance (Not Investing) • Medigap 2025
Each year, AARP/UHC also removes some of the discount given in the first year of coverage. So there’s the inflation increase, the age related morbidity increase, and the reduced discount increase. But...
View ArticlePersonal Investments • Help with portfolio
You may want to talk to a CPA or Enrolled Agent for some help on trying to make things right with the IRS. Regards,Statistics: Posted by retired@50 — Fri Oct 18, 2024 10:36 pm — Replies 37 — Views 3790
View ArticlePersonal Finance (Not Investing) • State of IL Deferred Compensation 457...
Great reply! Since I invest primarily in large cap passive index funds like sp500 and both 457 plans offer those it was not an issue. Regarding your comment “Since our employer retirement...
View ArticleInvesting - Theory, News & General • My New Retirement Thinking: LMP or...
I would encourage OP to play with the Rich, Broke or Dead calculator w/ Variable SWR. Toggle nominal vs inflation adjusted as well.I myself, will use a 3.5% variable SWR. During good years I will...
View ArticlePersonal Investments • VTIP vs rolling 5 year individual TIPS ladder
What do your bond holdings look like?Statistics: Posted by Northern Flicker — Fri Oct 18, 2024 10:40 pm — Replies 55 — Views 4904
View ArticlePersonal Finance (Not Investing) • Confused with 457b + Tradtiinal IRA limits
Thanks everyone. I moved to a Roth considering I just recently Opened the account so no big tax hit. A cousin of mine works for a big bank and confirmed what we all assumed. Over the income limit on...
View ArticlePersonal Finance (Not Investing) • Question about car loan for daughter
Out of curiosity, why not more than 30% of the limit? Credit score models look at utilization, which is the percentage of a credit line you are using. They look at it in the aggregate and per-card....
View ArticlePersonal Finance (Not Investing) • aging-at-home vs nursing home for the kinless
I am living in a 55+ condominium community. Everyone is able bodied. Nice folks. There is a book club and mahjong group. The men are starting a poker group. Once a month social. Holiday party. It...
View ArticleInvesting - Theory, News & General • Vanguard Website - showing zero...
I'm flat broke!Back to square one. . .Statistics: Posted by Feldman — Sat Oct 19, 2024 10:29 pm — Replies 6 — Views 378
View ArticlePersonal Consumer Issues • Has anyone else experienced a similar issue with...
Tesla service is horrendous... recently had an appointment to pick up a car and when I got there the car wasn't even ready even though the app stated it would take approximately 15 minutes for the...
View ArticlePersonal Finance (Not Investing) • Write Check from Inheritance Account to...
No, it doesn’t (legal disclaimer: i am not a lawyer, this is not legal advice. I do however have a personal inherited account that sometimes makes family expense contributions). Going the other way...
View ArticlePersonal Consumer Issues • Continuing Care Retirement Communities: Coping...
My grandma moved to a CCRC. The people she liked have died. She hates it now but is stuck.Statistics: Posted by Scotttheking — Sat Oct 19, 2024 10:32 pm — Replies 15 — Views 1225
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Non-US Investing • Are there actually any good financial advisers? Wondering...
I use a lot of forums, so I'm familiar with the divergent opinions phenomenon. Generally I use my intuition and try to listen to the people who know what they are talking about and seem genuinely...
View ArticlePersonal Finance (Not Investing) • Considering asking for old job back
Twice. I left one position for about a year, then returned for about 14 more. Left another for about 6 months and returned for about 20 years (then retired). It can work.Statistics: Posted by rbd789 —...
View ArticlePersonal Investments • How SGOV taxed for California?
It never showed ytd income for HSA accounts.I'm not sure what your "it" means here. If you go to the "Tax Info YTD" tab on the website for a regular brokerage account, you can view YTD summaries for...
View ArticlePersonal Consumer Issues • College Student Broken Wrist - Productivity Tools?
Yes, school does have "disability services" but they are falling back on policy rather than helping with suggestions. Rather than using common sense that he is in arm sling with full splint and has...
View ArticleInvesting - Theory, News & General • 16 years before Dow came back??!!
16 years before Dow came back is in my plan, I have to say that I'm at 50/50 AA. My 50% in fixed is in mostly guaranteed funds with returns in the Neiborhood of 5%. Will it keep up with inflation?...
View ArticlePersonal Finance (Not Investing) • Tracking expenses with minimal effort? Is...
I see your subscription complaint and raise you Chase banking fees. I personally don't bother with Chase banking unless you are avoiding their greedy fees, or you like their credit cards.If...
View ArticleInvesting - Theory, News & General • Purchasing MYGAs (multi year...
I emailed Bluechip and they called them and Oxford said the same thing to them. Bluechip was not happy and said they would keep calling them to get them to do their job.Out of curiosity, who is...
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