Personal Investments • Righted the Ship - What Next?
This is a remenant from the investment manager that pays over 9% annually in a dividend.I would be real cautious about this, it sounds too good to be true. It could be a lot riskier than you...
View ArticlePersonal Finance (Not Investing) • ACA adjustments mid year
You'll pay back PTC on your taxes retroactive to the beginning of the year as if you'd reported the correct higher income all alongStatistics: Posted by nalor511 — Tue Nov 12, 2024 1:19 am — Replies 3...
View ArticlePersonal Consumer Issues • Is there a trick to detaching the carrying plastic...
Just eat two oranges instead -- about 3 grams less sugar and about 4 grams more fiber.Plus easier to peel the oranges than removing the troublesome handles.Statistics: Posted by Pacific — Tue Nov 12,...
View ArticlePersonal Finance (Not Investing) • Autopay in retirement
I HAVE WIFE PROOFED OUR FINANCES - just in case.This is 2024- many women are capable of running the finances.I have HUSBAND-proofed and TRUSTEE-proofed our bill paying system. Almost everything was...
View ArticlePersonal Finance (Not Investing) • Accessing the my TSP account
I am presently somewhat perplexed. I have an account with the TSP, and originally used a username, password, and second password/passphrase to access my account. I used to check my account once a week...
View ArticlePersonal Consumer Issues • New Zealand for Spring break- need common sense...
This idea of a tourist trip being satisfactory only if one fully immerses oneself in the local scene is strange.It absolutely cracks me up. My area gets a lot of tourists. The idea they should spend...
View ArticlePersonal Investments • Laid Off with a large severance - any financial advice?
Don’t overcomplicate the things with a CD ladder. Just invest however you normally invest since you said you can live off your wife’s income. I hope the IVF transfer works for you on the next try....
View ArticleInvesting - Theory, News & General • Comparison between this rally and 1928
I just read this article pointing out similarities with the 1928 post election rally. It's quite unsettling.https://www.bloomberg.com/opinion?cmpid ... gn=authersAre you rebalancing into bonds these...
View ArticlePersonal Consumer Issues • Christine Benz article
Thanks for sharing this. It's well written and kind. I feel greedy thinking about these things, but right now I'm 39 and my parents are in their late 70s and I realized recently that it will do me...
View ArticleNon-US Investing • Cheapest most diversified ETF
[this was originally posted in US investing forum, the first replies reflect that - Alex]To detail the below tickers:VWRL – Tracks FTSE all world index. Includes emerging markets. TER 0.22%VEVE – VWRL...
View ArticlePersonal Finance (Not Investing) • How to tax gain harvest pre-IPO stock?
No, these shares are not restricted like that. If there is an IPO, they will be subject to the lockup, but pre-IPO they are allowed to be sold.Statistics: Posted by nerdymarketer — Tue Nov 12, 2024...
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Personal Consumer Issues • Best month to see Northern Lights from Tromso, Norway
The aurora are best seen between October and March. We saw them this past January in Tromso and Alta. We were blessed with clear skies, but one can’t expect that. Highly recommend that you join a tour...
View ArticlePersonal Consumer Issues • Replacing a toilet: how to choose?
Here is a thread on the Washlets that I started two years ago. I believe some mentioned how they dealt with the outlet issue. viewtopic.php?t=389849Statistics: Posted by cubs1999 — Wed Nov 13, 2024...
View ArticlePersonal Investments • Drawing down from the bucket that is "up" in...
I mean, that is essentially what is happening in a TDF anyways, you just aren't seeing it. Bonds go up and are rebalanced into stocks, but you are selling evenly. You are "benefiting" from the run up...
View ArticlePersonal Investments • 10 year asset allocation strategy question
I would think you could just buy a zero-coupon Treasury bond that pays out the appropriate amount at the ten year mark. Whether or not that's a good idea would be dependent on a lot of things (taxes,...
View ArticlePersonal Finance (Not Investing) • Fidelity Cash Manager Did Not Consider non...
I have experienced unexpected behavior from the Fidelity CMA Cash Manager tool. It appears that I misunderstood how it would handle non core Money Market Funds held in the CMA account. While it will...
View ArticlePersonal Investments • Pretax or Roth in 2025 -> 24% Bracket
Appreciate all the responses. Seems like there are folks on both sides of the issue which confirms that it’s a close call. Since I am over 50, my plan will be to do catch up in pretax (only available...
View ArticleInvesting - Theory, News & General • How many years in bonds?
I often see things like "10-years in bonds" thrown around, but I don't think that would even cover events in US history, let alone world history. slicendice,10 years is a reasonable number in a...
View ArticlePersonal Finance (Not Investing) • Trying to help friend with Medigap from...
Medigap plans are guaranteed for life, so my understanding is that she won't need to get a new plan when she moves to Maryland. The plan she gets in NY may adjust the premiums when she moves. I would...
View ArticlePersonal Investments • Nitty-gritty of Roth conversion
See teen persuasion's advice on possible state tax considerations. There is also the usual advice to convert/withdraw from the older spouse's traditional accounts first, to reduce eventual RMDs, but...
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