Personal Investments • Upper limit for sensible Roth conversion amounts
You might consider converting until just below the level that would give you a modified adjusted gross income (MAGI) of $250K, which is the threshold for net investment income tax (NIIT).Having ended...
View ArticleNon-US Investing • US Nonresident Aliens - Vanguard freezing legacy accounts
Temporary lock while we moderate an unfortunate tangent.Statistics: Posted by Alex Frakt — Thu Nov 28, 2024 4:45 am — Replies 151 — Views 14943
View ArticleInvesting - Theory, News & General • Clarification on Passive Management:...
Okay, thanks for all your replies. Given that there is no exact definition, I will settle on a basic definition like this one based on your replies:Passive management is an investment strategy that...
View ArticlePersonal Consumer Issues • What Are Your Favorite Podcasts?
I like "Talking Real Money". Tom and Don are basically Bogleheads, and throw in a lot of humor and bad Dad jokes. Entertaining.Statistics: Posted by mancich — Thu Nov 28, 2024 5:22 am — Replies 12 —...
View ArticlePersonal Investments • Performing a rollover from TSP to Vanguard?
In my case, the ability to do Roth conversions and QCDs was behind the transfer.I just got an email from TSP saying that in-plan Roth conversions are available as of 2026.Does the email indicate that...
View ArticlePersonal Finance (Not Investing) • Seeking Advice: Does It Make Sense to...
I just sold. Fix everything that is broken, replace worn out items like worn carpet, clean, paint if needed. Let the new buyers see a house that was well maintained and is in move in condition, but...
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Personal Investments • Help me resist moving Bond allocation to Cash
viewtopic.php?t=79939Some wisdom straight from the source Hope it helps!Statistics: Posted by tdgb — Thu Nov 28, 2024 5:28 am — Replies 30 — Views 1701
View ArticlePersonal Investments • I feel like I'm missing out on Tesla
You set aside 5-10% of your portfolio to buy whatever you want... it'll either teach you a lesson or you'll continue thinking you can predict the future, but either way it should quell your fomo.+1...
View ArticlePersonal Investments • 20 years with same asset allocation -- thinking of...
I'm 40 and have had the same asset allocation since age 18-20. I simply copy the lifecycle 2050 fund -- with domestic, international, and bonds.After staying the course for 20+ years, I'm having...
View ArticleInvesting - Theory, News & General • International bonds/stocks vs value...
I have read that much of the US domestic stocks greater past returns vs international stocks is due to a rising value of the dollar. Does this make investing in international stocks mostly a way to...
View ArticlePersonal Finance (Not Investing) • US Bank 4% Smartly Visa Credit Card
Cool. Still waiting for the card to arrive. Here will be my new cashback setup:Gas -> BoA Customized Cash Rewards Visa Signature -> 5.25%Home Utilities -> US Bank Cash+ Visa Signature ->...
View ArticlePersonal Finance (Not Investing) • Retiring in 2 weeks - what should I do...
Any sensitive personal information in your email? Delete it Sure there maybe an archive but that archive isn’t likely open for everyone to access.Statistics: Posted by mrmass — Thu Nov 28, 2024 5:39...
View ArticlePersonal Investments • Retirement income
You can look at the good annuities, the "Multi-Year Guaranteed Annuities" or MYGAs. They are CD like in that they will provide a stream of income, and at the end of the contract period you get your...
View ArticlePersonal Investments • Where to buy/sell physical Gold
If they are historical coins, you should most likely market them as such and not as "just" gold - you'll get a vastly better price.The price you're going to get for your gold very much depends on...
View ArticlePersonal Finance (Not Investing) • Expecting Layoff / How to Prepare
In the meantime, one of those Home Depot or Walmart or Target jobs pays the bills, often has benefits and may be a stepping stone to a new career in your field or a related one that isn’t so hard on...
View ArticlePersonal Finance (Not Investing) • Tesla charging options
You may want to stick to the NEC code.Statistics: Posted by MDivision — Fri Nov 29, 2024 5:29 am — Replies 3 — Views 125
View ArticleInvesting - Theory, News & General • The Norwegian Sovereign Wealth Fund...
One of the keys to its long term success is its SWR of 2.5% than its portfolio composition. That should allow it to grow in real terms indefinitely.Statistics: Posted by Harmanic — Fri Nov 29, 2024...
View ArticlePersonal Consumer Issues • 2024 Ford Maverick Hybrid
Thanks for the advice, It looks like this would be a good addition to a homeowner with small projects. Easy to park and great gas mileage, if you use it for what it is intended to do.Statistics:...
View ArticlePersonal Consumer Issues • Space Heaters
In main living spaces we use infrared panels mounted to the ceiling. They're almost invisible and are supposed to be efficient because they only heat the 'targets' which are the occupants instead of...
View ArticlePersonal Finance (Not Investing) • Maryland Income Tax for Retirees
The worksheet has two columns. One for you and one for spouse. If the spouse has zero incime, the exclusion is zero. That’s leaves the exclusion only for you.Statistics: Posted by Asyouwish — Fri Nov...
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