Personal Investments • Does it make sense to plan your 401(k) contributions...
If I could do Roth 401k at 12% marginal federal tax (or less), I would do so.Else pre-tax.Statistics: Posted by steadyosmosis — Tue Nov 26, 2024 4:32 am — Replies 5 — Views 459
View ArticlePersonal Finance (Not Investing) • how much do you think you need to retire?
For folks whose number includes large tax-deferred balances, are you including future taxes in your expenses? Or do you discount the "magic number" accordingly?Statistics: Posted by Boglenaut — Tue...
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Personal Consumer Issues • Question for food preppers, which containers do...
It's like $30 for a 9 piece set like this, which will likely last forever.Ask for a few different combos as a Christmas present!https://www.amazon.com/Pyrex-Meal-Prep- ... r=8-1&th=1The lids do...
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Personal Investments • Widowed mother-in-law was sold a non-qualified...
Wow, Stinky, this is fantastic information. I'm so grateful for your time and expertise. In addition to requesting the current info, I've asked her to schedule a call for me to speak with the...
View ArticleInvesting - Theory, News & General • Has anyone invested in Dubai real...
Listen, if there is anyplace in the world that enforced "rule of law", it's that place. Whoever these scammers are, I'm certain they are brought to justice. Let's just not equate some backroom brother...
View ArticlePersonal Consumer Issues • Anyone turnoff house main water shutoff when away???
Test the main shutoff valve before you're away. If it's an old valve, it may not work, or turning it may actually cause it to leak. That would be bad to discover right before you walk out the...
View ArticlePersonal Investments • What else to invest in?
Make 350k/yr.I just signed up to have an HSA (I am not maxing out, put 2000 per year for now)You should be maximizing the HSA rather than paying of student loans. Your contribution potential to this...
View ArticlePersonal Investments • Need help changing 529 AA
Current value is 90k. I am no longer contributing any funds to the 529. My goal is to have a balance of 120k at college enrollment.With 5 years to go, should I avoid altogether the short term index?...
View ArticlePersonal Investments • Allocation & Spending Calculators
And if you don't want a more realistic calculator than one based on SWR, then see...https://tpawplanner.com/viewtopic.php?t=331368viewtopic.php?t=120430Statistics: Posted by dogagility — Wed Nov 27,...
View ArticlePersonal Finance (Not Investing) • Life Insurance Needs pre-genetic testing
Unfortunately, there is a lot of cancer in my family tree. And a potential mutation finding that isn't confirmed. So this testing would inform doing additional screenings to try and catch things...
View ArticleInvesting - Theory, News & General • The Norwegian Sovereign Wealth Fund...
The fund has obviously been a success.But, considering that this is basically index investing, which is something we believe in here: Why would fund managers need exceptionally high fees? Maybe not...
View ArticlePersonal Investments • Vanguard Login Page Not Loading
As of this moment (5:35 EST, Wednesday 11/27) it won't load for me. Firefox/Mozilla browser, Linux Mint if that matters.Statistics: Posted by hammockhiker — Wed Nov 27, 2024 4:36 am — Replies 7 —...
View ArticlePersonal Finance (Not Investing) • H&R Block 2024 software offer
I see Newegg has just posted a Black Friday's deal. Not sure how long this sale will be available.https://www.newegg.com/p/N82E16832732199Ordered Deluxe + State for $24.99 after promo code. Thanks for...
View ArticleInvesting - Theory, News & General • Purchasing MYGAs (multi year...
That said, I just had a CD mature. Might be a good time for another MYGA.Problem. All current MYGAs are in my name / SS# and I'm too near my state max.- I'm guessing I can open them in my wife's name...
View ArticlePersonal Finance (Not Investing) • Buy bay area home or no
Another vote to pay special attention to the commute. The direction on remote work is very unfavorable going into 2025 especially if there is a decent chance your employer today will be different in 5...
View ArticlePersonal Consumer Issues • advice on purchasing debit cards prepaid visa, etc.
The ones that use the Gift Card Mall and Mcgift sites.to register and check balances are the best ones. They now have a foil tamper seal on the back. Also, when you open it, you'll see that there's a...
View ArticlePersonal Investments • Fee only planner?
As a family who recently hired an hourly financial advisor you may benefit from examining what your family needs before the interviews.1. Why do we want to hire them?2. How will the account be handled...
View ArticlePersonal Finance (Not Investing) • Quitting job to work on startup ideas
I quit my job a couple of years ago to start a vaping vending machine business, and it was a tough decision but ultimately worth it.Statistics: Posted by Emorla — Wed Nov 27, 2024 5:22 am — Replies 58...
View ArticlePersonal Investments • FZDXX vs FDLXX
FZDXX is treasury only whereas FZDXX has repos. Repos are state taxable whereas treasuries are not.To expand on this slightly, FZDXX is the premium/chepaer version of SPAXX which has less interest...
View ArticlePersonal Consumer Issues • Login With Google, Facebook, Apple Etc.
Some interesting points brought up here - both for and against. Thanks for the feedback.Statistics: Posted by LifeIsGood — Wed Nov 27, 2024 5:25 am — Replies 11 — Views 865
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