Personal Consumer Issues • Subscription renewal
I subscribe to Washington Post. In previous years, I received an email prior to the renewal date stating renewal is coming up. I would go and clicked cancel, they would offer me a discounted price,...
View ArticlePersonal Investments • Newly "Retired" and have done poor job of...
TIPS rates are not great right nowArr? TIPS yields are really good right now. Over two percent real (not nominal) yield is pretty nice.toucheStatistics: Posted by blimp — Thu Jun 27, 2024 12:40 am —...
View ArticlePersonal Investments • Solicitation From Advisor--Privacy of Account
If I call the brokerages's 1-800 number and indicate I am a self-directed investor, would that put me on a "blacklist" for future bonus offers if I transfer more money into this brokerage account?I...
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US Chapters • Roll Call for the Retirement Class of 2024!
I retired May 31st, 2024, after teaching for 21 years. 59 years old. First career was corporate for 14 years. Spousal unit has another 3-4 years since she's younger. Pension starts in a few months, so...
View ArticleInvesting - Theory, News & General • I Bonds Mega Thread (I Bond Heads...
For folks with I Bonds in minor's name and after the minor turns 18, I have a data point to share. When kid turned to 18 last August, she created an account for me to transfer the bonds. Her own...
View ArticlePersonal Finance (Not Investing) • Can we retire in NYC?
2. How much of a house should we buy? Can we afford? Many friends of ours are buying $2M houses in the NYC area, I find it astounding that $1M houses are not in livable shape here, I can't in my right...
View ArticlePersonal Finance (Not Investing) • Question on Trusts & tIRA
Now, I have read there is a 5 yr payout requirement for IRA's in a trust vs 10 yrs not in a trust. But if I understand correctly, the IRA is defunded over 5 yrs but the funds sit in a trust and the...
View ArticleInvesting - Theory, News & General • Fidelity Promoting Index Funds?
they get you in with their low cost funds...and then call to upsell you their other (money making) services.To which you can say "no thanks", and ask them to stop calling you, which they...
View ArticlePersonal Investments • Vanguard to start charging fees/penalties for...
Lots of customer service junkies on Bogleheads aren't going to like this.Statistics: Posted by gotoparks — Thu Jun 27, 2024 1:07 am — Replies 8 — Views 256
View ArticleInvesting - Theory, News & General • Wealthfront Savings and the Yotta...
The fact that a firm is old or has a lot of money in its hands does not make it honest or trustworthy. Frankly a core aspect of the Bogle revolution was understanding that old and prestigious firms...
View ArticlePersonal Investments • Fidelity Zero Funds
Not that complicated in a Roth. I used this since inception in my Fidelity Roth until I moved to Robinhood for 3% (I know). Day prior, I sold and bought VTI to transfer. I wouldn't do this in taxable,...
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Personal Investments • [Question about using] The One-Fund Portfolio [in all...
Bogleheads will point out that using an all in one fund in a taxable account is not the most tax efficient way you can invest. That being said, your plan is still pretty solid, and very, very simple,...
View ArticlePersonal Finance (Not Investing) • Basic requirements for a trust to be...
On 2, I was thinking of allowing the child as trustee of their own trust to distribute to themselves from the trust at their option for HEMS.Yes, on 4 and 5 I meant the child to have that option and...
View ArticlePersonal Consumer Issues • What Book Are You Currently Reading? Part VI
Shadow Woman, by Thomas Perry. A Jane Whitefield novel.Statistics: Posted by jginseattle — Fri Jun 28, 2024 12:29 am — Replies 7930 — Views 1799858
View ArticlePersonal Finance (Not Investing) • Form 5500
Sorry guys if this has been answered. I am moving my Solo 401K account from Vanguard to Schwab and I was told that I needed to file the Final 5500 form. Do I need to? I am just transferring the...
View ArticlePersonal Finance (Not Investing) • What is next for us?
What should we focus on now?Taxable accountI-bonds, TIPS, or other inflation protectionAdequate insuranceStatistics: Posted by toblerone — Fri Jun 28, 2024 12:40 am — Replies 7 — Views 836
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Personal Investments • No more bond funds please
When we replace for example a 2 or 3-fund portfolio with a ladder of some combination of nominal bonds and TIPS, and then proceed down the slippery slope to make replacing the rungs contingent on...
View ArticlePersonal Investments • large portfolio review
-What are we missing?May need to roll the 401Ks out to IRAs first but you could then do Roth conversions up to the top of the 24% federal tax bracket in 2024 and 2025. The tax rates are expected to...
View ArticleNon-US Investing • AUS investor seeking guidance on portfolio and FIRE
Thanks mateStatistics: Posted by matt-from-oz — Fri Jun 28, 2024 1:07 am — Replies 10 — Views 1936
View ArticlePersonal Finance (Not Investing) • At what net worth or income should one...
It really depends on the flight (route, the plane, seating configuration, airline etc.), who I'm flying with, and the cost. I took one of the longest flights in the world from New Zealand to Qatar...
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