Personal Consumer Issues • Actuary Career - Thoughts Please
Is the case with the actuarial sciences being oversaturated as a career path still true?This is a seven year old thread. Actuarial science remains a very well paid field where an advanced degree is...
View ArticleInvesting - Theory, News & General • Vanguard Announces CEO Retirement...
Today (July 8, 2024), a new CEO is scheduled to take the reins at Vanguard.Perhaps this is a good time to say "welcome aboard, Mr. Ramji" and "happy trails, Mr. Buckley"?As may be evident from...
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Non-US Investing • Selling VWRD & AGGU - Irish ETF's
Greetings all,4 years I purchased both VWRD & AGGU, bought through a Luxembourg Bank/Broker on the LSE. These funds are both Irish domiciled. I am a New Zealander, but currently working in and tax...
View ArticlePersonal Finance (Not Investing) • Merchants and card surcharges - are they...
In effect, a cash discount is the same thing as a card surcharge. Would you rather have 1) all prices are 3% higher and zero extra fee for card, no discount for cash2) all prices flat, but have a 3%...
View ArticlePersonal Consumer Issues • Who's up for pickleball? Zero-zero-two. Game On!
After straining my Achilles and a hamstring pull, each taking about 6 months of physical therapy and rehab, I went to a physiatrist and in concert with a physical therapist, they designed a workout...
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Personal Investments • Help a Lost Sheep! Portfolio Review Needed
5291.4% | Vanguard 500 Index | Exp Ratio: 0.130%Note: Invested $7.5K this year while planning to roll it over to Roth IRA in 15 years as it hits $35K. Otherwise use for education of my kid(s) -...
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Non-US Investing • Sold my company - put everything in VWCE?
I haven’t pull the trigger yet because I’ve set my self “a 3 month rule” which forces me to wait and think carefully 3 months before making any adjustments to our plans.I love the concept of your "3...
View ArticlePersonal Consumer Issues • Men's T-shirt Recommendation
UniqloStatistics: Posted by kenai — Tue Jul 09, 2024 2:16 am — Replies 28 — Views 1615
View ArticlePersonal Finance (Not Investing) • Inherited IRAs in special needs trusts and...
(1) It became a lot easier once I started my own Social Security--my disabled adult child (DAC) daughter gained SSDI and also became Medicare eligible (after 2 years). Since her SSDI is a lot more...
View ArticlePersonal Finance (Not Investing) • Delayed discovery of excess 401K...
It looks like we're back at the beginning again where you wrote:So now does this mean we will need to file an amended tax return for 2022? Not sure if this is handled by TurboTax and just wanted to...
View ArticlePersonal Finance (Not Investing) • Medicaire, IRMAA and the like
We got the Medicare for Dummies book and explored the Medicare web site.We tried to sign her up, but even that is terribly complicated.Instructions say the IEP lasts for 7 months, from 3 months before...
View ArticleNon-US Investing • Investing in Euro denomination for US citizen residing in EU
Hello,I would like your opinion of what would be the simplest/easiest way for a US citizen to invest in Euro denomination at IBKR. Something even like a money market fund would be enough. Something...
View ArticlePersonal Finance (Not Investing) • How do you keep track of your personal...
I have tried spreadsheets (Microsoft Works & Excel, OpenOffice&LibreOffice Calc, Google Sheets), databases (Microsoft Access, OpenOffice&LibreOffice Base), and accounting software...
View ArticleInvesting - Theory, News & General • Filling the TIPS gap years with...
Following on from my previous post, using #cruncher’s spreadsheet to adopt Plan 2, i.e., buy multiple amounts of the bond maturing in the year after the gap, with multipliers of 1 and 6 for 2034 and...
View ArticleInvesting - Theory, News & General • SPIA and DIA Pricing: life...
I’m not sure which tables you are using but it’s known that pretty much only healthy buy especially younger ages. They actually use different life expectancy tables then they do for life insurance to...
View ArticleNon-US Investing • Am I crazy to keep 100% stocks when I FIRE?
Straight answer to straight question: yes, you would be crazy to hold 100% stocks when you FIRE. Unless you have more than 50X or your X contains a lot of expenses you can easily cut like travelling....
View ArticlePersonal Consumer Issues • recommendations for mail-order 35-mm film developing
Does anyone have a recommendation for a mail-order film developing and printing business? I've tried New Jersey Film Lab and ABC Photo Lab (the reincarnation of Mystic Color Labs), and I'm not sure...
View ArticlePersonal Finance (Not Investing) • Correcting Past Financial Mistakes
One follow-up to this: yes it's true if I were to sell I'd end up 'losing' about $15-20k. But that's sunk cost is it not? That $15-20k is gone regardless. So would it not be prudent to eat the loss in...
View ArticlePersonal Finance (Not Investing) • Should I buy the $1.5M home in cash?
I'm in southern California. Our household earns about $300k and we're in our early 40s with two kids under 2. We're looking for a bigger home, safer neighborhood, and better schooling. It has to be...
View ArticleInvesting - Theory, News & General • Is it OK to exchange a stock fund...
Some plans, at least mine, prohibits buying a fund for 30 days if you sold it completely. As to whether that's a downside, depends on the context.Statistics: Posted by lakpr — Wed Jul 10, 2024 2:07 am...
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