Personal Consumer Issues • Medicare Advantage Reigns. So Who Still Buys...
I'm not there yet -- but I find the whole thing very complex and not transparent. Seems to me this comment is a more accurate representation of the overall situation:I believe those constraints only...
View ArticleInvesting - Theory, News & General • Bucket Withdrawal Strategy
It seems that some of the replies to OP completely miss the point of this type of strategy. Essentially, it is a method for deriving an asset allocation based on the timing and amount of anticipated...
View ArticleInvesting - Theory, News & General • FYI: not all Fidelity rollover IRAs...
It helps to know how you end up with “mutual fund-only IRA” !? thru BrokerageLink of ex-employer, or thru some other mechanism of work-place 401k special gotcha (such as old employer kicked...
View ArticlePersonal Finance (Not Investing) • Seeking Real-World Experience of Licensed...
As noted, the disclosure obligation is on the Seller not the Realtor. Most savvy realtors will not even provide guidance on filling out the forms other than to disclose everything. When in doubt,...
View ArticlePersonal Consumer Issues • SubZero/Wolf/Cove Appliance Pricing
Beyond that, the only advantage of a SubZero frig …Pls. enlighten me.Made in the USA.Built in. Does not stick out. Looks better in your kitchen.Long warranty.Air filter.All the parts are readily...
View ArticleInvesting - Theory, News & General • Where My 100% Equities Peeps At?!?
Outside our emergency fund (~18x monthly expenses), we are 100% equities (70:30 VTI:QQQ) and have no intentions of changing anything with our AA.That emergency fund is too big to not be included as...
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Personal Consumer Issues • Beaches near to Miami with little crowds
(up to 2 hours from Miami)Maybe the west coast? According to Google Maps, Miami to Naples is about 2 hours. Statistics: Posted by 22twain — Sun Jul 07, 2024 4:10 am — Replies 10 — Views 1224
View ArticleInvesting - Theory, News & General • Should you aim to do a 3-fund...
Imagine I decided I want 70% VTI, 20% BND, and 10% VXUS. And say I have a taxable account, a trad IRA, a 529 for a 12-year-old's college, and I'll be getting a pension. Should I try to have that...
View ArticlePersonal Consumer Issues • What Movie Have You Recently Watched?
"Midnight Cowboy" (1969) on Tubi.Two vagrants (Dustin Hoffman and John Voight) barely getting by in New York City. Good movie if you can deal with some risqué topics.Statistics: Posted by FRANK2009 —...
View ArticleInvesting - Theory, News & General • Article: Why not 100% equities
... snipA apparent poor case, low all-stock 30 year SWR from 1969 for instance doesn't reflect the accumulation years run up to that. If the prior 30 (whatever) accumulation years yielded above...
View ArticlePersonal Finance (Not Investing) • Vanguard doesn't need names of children...
Either use per stirpes or list everyone by name. Vanguard allows backup beneficiaries. rkhusky,That’s how I look at this. Assuming there is no spouse involved OP should name each child as the primary...
View ArticlePersonal Finance (Not Investing) • Buying a primary home in Seattle Washington
Congratulations. My only comment is that I wouldn’t claim Seattle if I lived in Edmonds. Different city.Statistics: Posted by chinchin — Mon Jul 08, 2024 2:23 am — Replies 2 — Views 298
View ArticleInvesting - Theory, News & General • 100% Equities Challenge Scenario
The best odds tend to be stock heavy accumulation and risk reduction for decumulation. You simply don't know ahead of time if you are a good or bad accumulation sequence so taking the 3.6% chance of...
View ArticleNon-US Investing • UK pension investment advice
My portfolio looks like this at the moment:Fidelity Index World Fund P Accumulation - 80%Legal & General Global Technology Index Trust - 10%Fidelity Funds - Global Technology Fund W-Acc-GBP - 10%...
View ArticlePersonal Consumer Issues • New mattress
I recently purchased this Serta mattress: https://www.mattressfirm.com/perfect-sl ... 5637449849Added a Puffy mattress pad: https://puffy.com/products/puffy-mattress-padVery satisfied with both,...
View ArticleInvesting - Theory, News & General • Nondiversification Risk - Vanguard...
Do you feel differently about the proper role of broad US (S&P 500 or total market) asset classes in your portfolio given these apparent new risks - at least according to Vanguard?No. Previously,...
View ArticlePersonal Finance (Not Investing) • Costco - best items to buy to reduce...
Costco has ~3800 SKUs in-store. Walmart has 120,000 SKUs! [SKU is the bar code on the item for sale.]Part of this is due to bulk packaging, but part is also due to intentionally limiting customer...
View ArticleUS Chapters • Post your Financial Milestone Announcements Here
Hit 3.7M NW at 38 4 million at 40 is the next goalWonderful! Congratulations.Statistics: Posted by Stinky — Mon Jul 08, 2024 3:52 am — Replies 3716 — Views 610460
View ArticlePersonal Consumer Issues • Baltic Sea Reading
We are going on our first real cruise in September which will be a tour around the Baltic Sea. We'll visit Copenhagen, Helsinki, Kotka Finland, Tallinn Estonia, Riga Latvia, Gdansk Poland, Warnemuende...
View ArticlePersonal Consumer Issues • Global Entry or Passport renewal First?
It is a simple matter to change your passport for GE, so I would go ahead and start the process with your old passport.My experience was the opposite when I got new passport. I went onto the GE...
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