Personal Consumer Issues • Health insurance choices and choosing a potential...
I am not asking for medical advice, only the consumer side of medical insurance and finding a doctor.Question 1:I get my health insurance via my employer. As I am now in my late 50's, I am wondering...
View ArticlePersonal Investments • Business as % of Portfolio
I think your desire to track the value (with any degree of accuracy or certainty) might be unrealistic. Private companies can go through all sorts of changes in valuations, depending on who's doing...
View ArticlePersonal Finance (Not Investing) • The reasons for having money outside...
If you plan to retire early, you should put some money outside of tax deferred.Statistics: Posted by gavinsiu — Sat Jul 06, 2024 12:52 am — Replies 23 — Views 2250
View ArticlePersonal Investments • An initial plan for someone in their 40's
This relative is going to blame you when stocks go down by 30-40%. I would have this relative take some of those allocation risk tests. They may be a bit dumb and not all that realistic but at least...
View ArticlePersonal Consumer Issues • Authy 2FA security app hacked for phone numbers
It looks like the hack exposes your phone number, which means you might get increased phishing attacks. The tokens are probably safe. However, since their last hack was 2022, this is not a good...
View ArticlePersonal Investments • TLH Phase 2 / Where to Put the Next Chunk of Cash?
I'll assume you want to buy more Total Stock Market for your portfolio, otherwise the question is irrelevant: If so, it doesn't matter much unless you think the market will crash in the next 30 days:-...
View ArticlePersonal Finance (Not Investing) • Real Estate decisions 3 years pre-sale
There are numerous threads in BH and folks can't understand why bay-area real estate is so expensive. They can't explain why it keeps going up. This is hyper-local and very unique to the property. I...
View ArticleInvesting - Theory, News & General • Vanguard to Exit Individual 401(k),...
Ugh, I had made the decision to move my Vanguard Solo/Individual 401K to Fidelity based on what I have read over the weeks, and thought I could do that today. I called Fidelty and they were helpful...
View ArticlePersonal Consumer Issues • SIM card for 2 weeks in Paris (edited)
I'm using this eSIM right now and highly recommend it - https://www.bouyguestelecom.fr/carte-pr ... paid-plan/It gives you 15 GB of data for 15 days, is one of the biggest mobile carriers in France,...
View ArticlePersonal Investments • Roth IRA withdrawals - help me understand
But ... do I have to report it? ...You'll receive a Form 1099-R from Dodge & Cox in 2025 to file with your 2024 taxes, and they'll also report the withdrawal to the IRS.Are you 59.5 years old or...
View ArticlePersonal Investments • Will NVidia continue to climb?... sold half so I'm...
Hoping that the bit of NVDA I own in my target-date index fund will make me rich!! ... no? ...Statistics: Posted by Lawrence of Suburbia — Sat Jul 06, 2024 2:19 am — Replies 217 — Views 19765
View ArticleInvesting - Theory, News & General • International (Non-US) versus US...
I expect the U.S. to hit the point where it can no longer pay debt in bonds back to investors. So I think owning international is a good diversifier.As for folk's that believe that in the USA...
View ArticlePersonal Investments • Am I making mistakes in my 401k/roth allocations?
However, there's a "balance" that happens around the bond duration. Effectively, you hit a "break even" at that point where your bonds are "immune" to those changes. If rates have fallen, you'll earn...
View ArticlePersonal Investments • 2.5% withdrawal rate forever?
Do Americans have a tax-free way of withdrawing savings? As an Australian, we have no tax-free withdrawals before age 60, so any income that you rely on before that age has to be taxed like normal...
View ArticlePersonal Investments • Please, Help Me Get Back In! Portfolio Review
Maybe 60/40 is not for you. Consider lowering your stock allocation because of your past history. Think about your willingness, need and ability to take risk.Statistics: Posted by jimkinny — Sat Jul...
View ArticlePersonal Consumer Issues • Squirrel Exclusion [Squirrel deterrents]
You want to exclude them from your yard because they dig? Eat stuff? Get in the house? Or just because?Statistics: Posted by snackdog — Sun Jul 07, 2024 1:44 am — Replies 54 — Views 4694
View ArticlePersonal Consumer Issues • Smooth Smart Device Handover at home sale?
Followup:On the house we purchased, it took me a couple weeks to get everything running properly. I'm still considering revamping the entire WiFi setup as it is not a mesh so the Wifi connection name...
View ArticleInvesting - Theory, News & General • Total Portfolio Allocation and...
I think the big advantage of modeling the LMP TIPS as a pension is that they are no longer subject to bond volatility [...]Yes, that's why I'd recommend entering a TIPS ladder funding an LMP...
View ArticlePersonal Finance (Not Investing) • Best credit card to use to rent a car for...
Just had a CDW claim using Chase Sapphire Preferred. Went pretty smoothly.Statistics: Posted by btraven — Sun Jul 07, 2024 2:32 am — Replies 46 — Views 4076
View ArticlePersonal Investments • Capital Group ETF, CGCV
I own American Funds (Capital Group) American Mutual Fund AMFFX in a retirement account. An option that I have is another (new) Capital Group Conservative Equity ETF, CGCV. When I look under the hood...
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