There are Advantage PPO plans, though they are not commonplace in all coverage areas. HMO-POS plans are more common Advantage plans with out-of-network coverage, but the amount of out-of-network coverage may be capped with some plans and providers.I'm not there yet -- but I find the whole thing very complex and not transparent. Seems to me this comment is a more accurate representation of the overall situation:
I believe those constraints only exist for an Advantage HMO plan. PPO plans are also available through Medicare Advantage (obviously at a higher cost–but maybe not that much higher than Medigap?). With an Advantage PPO plan you can go to any provider that takes Medicare as I understand it.
Statistics: Posted by Northern Flicker — Sun Jul 07, 2024 3:12 am — Replies 71 — Views 3734