You should be reading the Early Retirement Now blog. He'll make sure you've read so much on the subject, you'll be bored when you finally retire.Hello Community -
My DW and I are 35/36 yo. We are potentially on track for early retirement at 50 yo if all works out. Currently, all are in VTI across 3 "tax buckets" accounts. Few questions:
3) 4% rule is a way to go, or are there more complex ways to withdraw and stay "safe" to not run out of $ saved?
References to relevant topic threads will be helpful as well.
Thank you.

That said, he has a useful chart that gives a statistical idea of asset allocation and safe withdrawal rates over periods longer than 30 years. You can find it at the bottom of the first installment:
https://earlyretirementnow.com/2016/12/ ... t-1-intro/
Statistics: Posted by Sandi_k — Tue Jul 02, 2024 2:34 am — Replies 6 — Views 886