Investing - Theory, News & General • The Final, Definitive Thread on...
If you have $10,000,000 - then just call Fidelity and Schwab and see what they will offer you.You're not required to pick up the phone when salespeople call.Otherwise, utilize one (or more) of the...
View ArticlePersonal Finance (Not Investing) • Cashing Series EE Bonds
Have you asked a local bank or credit union? Many of them will cash savings bonds.I cashed EE bonds last year at Chase.For me starting last year Chase imposed a $500 limit; prior to that they...
View ArticleNon-US Investing • Investing for >70yo relatives
I think your biggest problem will be behavioural-ie your relative’s ability to cope with the more obvious risk with bonds as opposed to cash holdings Bonds can go down-re 2022 -how will they handle...
View ArticlePersonal Consumer Issues • Buying a Recliner
I recently tried both the Homall Recliner Chair Padded Seat and the La-Z-Boy Anderson Rocking Recliner, and I had great experiences with both.The Homall Recliner Chair is super comfy with its padded...
View ArticleInvesting - Theory, News & General • Can you do better than BND, Part 2:...
Thanks for the analysis and the conclusion are too different than part 1. I have some questions.Based on what you are saying, you are saying Treasury are better than Total Bond probably due to its...
View ArticlePersonal Consumer Issues • Home Internet Speed Guide
Toms guide is often a decent source for information:https://www.tomsguide.com/us/internet-s ... 24289.htmlStatistics: Posted by id0ntkn0wjack — Mon Jul 01, 2024 2:27 am — Replies 1 — Views 52
View ArticlePersonal Finance (Not Investing) • Interesting estate situation
DW doesnt intend to fight it. Given everything, she no longer expects anything and she doesn’t want to make things more toxic than they are. The $$ is a minor issue. DW is mostly appalled and...
View ArticleNon-US Investing • Which Vanguard Global Equity Fund to Pick for a 2 Fund...
To add something to the mix: It depends in which type of account you will hold it. In general, for SIPPs there are more fixed / max fee accounts for holding exchange traded products (think HL,...
View ArticlePersonal Finance (Not Investing) • Bank of America/Merrill Edge - Preferred...
Has anyone figured out how to add a beneficiary to a taxable account via the website online? I found a link that doesn't work, and am not looking forward to the customer service experience to get this...
View ArticleInvesting - Theory, News & General • June Bond Fund Dividend Anomaly
Was your share balance on 5/31 also 15365.3730?Yes, as it happens, but that doesn’t matter. The dividend is paid for shares I owned on the record date, not any other date. I could have had zero shares...
View ArticlePersonal Finance (Not Investing) • Intuit's Mint App Shutting...
This will never be a popular answer, but I still contend building your own spreadsheets is the best way.To each their own, but life for me got easier, not harder, once I built my own spreadsheets and...
View ArticleInvesting - Theory, News & General • Total Portfolio Allocation and...
In general, I believe keeping things simple is the best choice. If you have more than 30 years in retirement, start with 3.5 or even 3.75 SWR. Then, as Social security come in you SWR will decrease....
View ArticlePersonal Consumer Issues • Discover Airlines - Any Feedback?
The airlines don't release statistics on the new hires, so we don't know if most first officers are ex-military and very experienced pilots. We just know that 30% of the pilots are new.Luckily I’m...
View ArticlePersonal Consumer Issues • Krown, Corrosion Free, or Honeyseal rust proofing:...
I thought third party rustproofing sort of disappeared 30 years ago. Is it still a thing?Statistics: Posted by snackdog — Tue Jul 02, 2024 1:35 am — Replies 2 — Views 377
View ArticleInvesting - Theory, News & General • Leveraged SMA200 Strategy...
@RayKeynes Have you had any other insights since your original post on this?I created my own simulation of 3x SPX and backtested too. Like you, rather than a buy & hold strategy, I wanted to find...
View ArticleInvesting - Theory, News & General • The more I read about Asset Location...
A common error is focusing on one asset class, and comparing its tax implications in different locations. For instance, comparing the tax drag on dividends from an int'l stock fund in a taxable...
View ArticlePersonal Consumer Issues • GE Profile Washer/Dryer
120v dryer is gonna be really slow. No way towels come out dry in 2 hours.Not true.Our Miele dries towels in way less than 2 hours.Statistics: Posted by PottedPlant — Tue Jul 02, 2024 1:54 am —...
View ArticleInvesting - Theory, News & General • Article: Why not 100% equities
After you've "won the game," preserving your money to ensure that you're comfortable for the remainder of your life, might be important to you than winning slightly more.How do you "win the game" with...
View ArticlePersonal Investments • CD ladder leading to automatic rebalancing
We are retired and reduced our AA to 65/35. We are going out 18 months in treasuries for lumpy expenses that we expect to have. The rest is staying in stocks/bonds. If you are shifting entirely away...
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Personal Investments • Withdrawal Strategy - Early Retirement
Hello Community - My DW and I are 35/36 yo. We are potentially on track for early retirement at 50 yo if all works out. Currently, all are in VTI across 3 "tax buckets" accounts. Few questions:3) 4%...
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