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Investing - Theory, News & General • Structured Alt Protection ETF's
so how would these perform from 2000 to 2010. save your bacon Note that the cap is probably related to current interest rates. If you tried to get such a product from 2009-2015, or March 2020 to March...
View ArticlePersonal Investments • Question about spending in retirement
The three major reasons why we suggested what we did for you:1. If you spend from an IRA instead of Taxable, you might not have to sell anything and pay LTCG. Since you will get a step-up on the...
View ArticlePersonal Finance (Not Investing) • Layoff Advice
“I would probably take some time, regroup and then find different employment.”Personally I would take the package but I think you need to alter the above thinking. Get your resume together and start...
View ArticleInvesting - Theory, News & General • Anybody ditching Ally Savings...
..1) Are these 5% and higher savings rates on these less familiar banks likely temporary?2) Are folks doing a lot better with something like Fidelity SPAXX money market?3) Are there folks who think...
View ArticlePersonal Investments • AA—If you hold to maturity, how do you calculate your...
My rationale: I don't consider my current pre-retirement salary as a fixed-income asset. Nor do I consider future Social Security payments as one either. I don't really see how a purchased TIPS which...
View ArticlePersonal Investments • Purchasing an ETF on the ex-Dividend date
Yesterday was the ex-dividend date for VTI. I made a mid-day purchase. How do I know whether I bought into the dividend or not?I always thought it was ownership on the record date that mattered, in...
View ArticlePersonal Investments • Gifting appreciated stock - loophole?
.. My child (23) .. will have under $44k in income during the year. Is this strategy a possibility?Me -> Gift him $18k in significantly appreciated stock (held for many years)He -> Sells as soon...
View ArticlePersonal Finance (Not Investing) • My car got keyed....any advice
Does the scratch catch a fingernail scrape? If it does then it is through the clear coat and will likely need to be refinished in order to restore it to original condition.The adjacent panels will...
View ArticleInvesting - Theory, News & General • How risky is interest rate risk in...
Thank you for the recent comments. I was wrong in one assumption (about US treasury markets) and consequently wrong in my conclusions.1) The (non)existence of stripped TIPS. Since...
View ArticlePersonal Investments • Help me retire in 5 years
How old are you?Yeah, that was a huge missing detail.Statistics: Posted by ApeAttack — Sun Jun 30, 2024 1:46 am — Replies 16 — Views 2354
View ArticlePersonal Consumer Issues • Water bottle for an upcoming international trip
Hello Bogleheads,I'm looking at a trip to Central/South America later in the year and am in need of your guidance for water bottles. I may not be able to boil water, so I'm looking for a water bottle...
View ArticleInvesting - Theory, News & General • 2024 Hedge Fund contest
It's half way through the year and with a little artificial intelligence your portfolio could have really outperformed, continuing the trend from earlier this year. AI-related Big Tech stocks and chip...
View ArticlePersonal Consumer Issues • SATs for test optional schools
How does he feel? Is he motivated about this? Is he asking the same question as you?Statistics: Posted by oceanseacity — Mon Jul 01, 2024 1:02 am — Replies 20 — Views 1892
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Personal Consumer Issues • Vanguard website succumbs to...
Has anyone seen the new Fisher-Price dividend page? The old page was a nice table summary and you could view quarter by quarter or year to date. Also view past years.The new and "improved"...
View ArticlePersonal Finance (Not Investing) • Medicare Math
Everything on Medicare is calculated on an individual level, even if you are MFJ. If you or your spouse has 40 quarters of work history, this is what you will pay if you go the PPO route, rather than...
View ArticlePersonal Investments • I’m new to investing; here [is] my portfolio. Help!
And would just putting it in a L 2065 fund be a bad decision ? Such as Schwab SWYNXI am severely allergic to including bonds in a Roth account even indirectly. Since all growth in Roth is tax free, I...
View ArticlePersonal Finance (Not Investing) • Fidelity as a one stop shop
Is it less costly to use the debit card compared to the Fidelity credit card with no foreign transaction fee?I doubt it.I think they should both have the same exchange rate since they both use the...
View ArticlePersonal Finance (Not Investing) • [Credit Card reward strategies at Costco]
You can use Shop Cards occasionally as a nonmember but they will collect your name and address and strongly encourage you to get a membership if you do it regularly. There is no check on gas, though....
View ArticlePersonal Finance (Not Investing) • HOA restriction on renting property
Based on what I recall, having 25% of the units being rentals is quite high. The rental limit is due to the owners being able to get mortgages. Even if you could rent your unit, when you later wanted...
View ArticlePersonal Finance (Not Investing) • Share your net worth progression
Finally made it to $2M after teetering at $1.9 since February of this year! Realize that I have no one to really tell this good news as I do not tell my friends how much money I have and my wife has...
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