Suggest running a free credit report at annualcreditreport.com (there are no fees, this is a required free service). Yes, mismatches or credit gaffes could impact her getting a mortgage. Start with the credit report, and consider pulling a history from the IRS (i.e. get an account, review the past). And having no credit history will also potentially impact her ability to get a mortgage. They can handle the name change issue (may as well bite off all the Hydra's heads at once). I'm hoping she has a job history and has filed taxes on her own?
True story: a friend of mine serving 2 years in Germany (driving tanks and drinking) had his credit wrecked by his mother who handled all his mail while he was gone. Fun. Your niece should also freeze her credit for fraud protection, she can unfreeze once they actually apply for a loan.
True story: a friend of mine serving 2 years in Germany (driving tanks and drinking) had his credit wrecked by his mother who handled all his mail while he was gone. Fun. Your niece should also freeze her credit for fraud protection, she can unfreeze once they actually apply for a loan.
Statistics: Posted by CAsage — Tue Aug 27, 2024 3:06 pm — Replies 4 — Views 318