Personal Investments • How do I figure out what to do with this T Rowe Price...
After my divorce, I ended up with these post-tax T Rowe Price funds. They all have substantial ERs. I have the dividends reinvesting because I don't need them (but they do generate capital gains...
View ArticleInvesting - Theory, News & General • Wiki - Prioritizing investments...
How about this?instead of the “taxable” box, make it “Taxable or 529” with a footnote to the section that Five K suggested, explaining the other alternatives.I would rather see it left off than to...
View ArticlePersonal Investments • Lump Sum vs Pension for University of California - Why...
OP:I skimmed the thread and didn't see if you are eligible for social security, and if yes, will the pension impact your social security payout?I am eligible for SS and I don't see why a pension will...
View ArticlePersonal Finance (Not Investing) • Roth Conversions before RMDs?
IRAs are individual, so your dad's required beginning date will be in 2025, if your mom has an IRA, her required beginning date will be 2026. So there is still time for a Roth conversion this year. A...
View ArticlePersonal Finance (Not Investing) • Contemplating Creating a Lifestyle That...
If you want to substantially lower your tax bill just to lower it, why not max out your tax-deferred savings as a couple?Attempting to live on a low income with 2 kids is risky. You need cash flow and...
View ArticlePersonal Finance (Not Investing) • Silver 10 ounce bars
Costco is selling gold coins. 1 troy ounce @2600. That's about $85 over todays spot price.Yes, but not the ones you want. They are selling .999 pure coins, which have poor durability and cannot be...
View ArticlePersonal Finance (Not Investing) • Catastrophic health insurance?
Your implication that they can take your money and then refuse share a covered expense that was properly incurred is laughable. If this was occurring routinely you would not need to bring it up. While...
View ArticlePersonal Consumer Issues • Kindergarten/Elementary School cutoff date dilemma...
NYC is December 31 but many if not most of the suburbs are December 1.Statistics: Posted by bsteiner — Mon Aug 26, 2024 2:59 pm — Replies 26 — Views 1088
View ArticleInvesting - Theory, News & General • Christine Benz discusses her new...
This podcast covers so much information that you'll probably listen twice!Very true. I've listened once, enjoyed, and I do plan to listen a second time in the not-too-distant future. I will probably...
View ArticlePersonal Consumer Issues • "Disputing a bill" on a debit card?...
This is another thing that doesn't require a phone call. About the only time you are required to make a call is to cancel a service, so they can tie you up for hours and beat you down so that you...
View ArticlePersonal Consumer Issues • Please review my SF/Yosemite Itinerary
I know others have said it but day two looks pretty busy. We spent quite a bit of time in the Muir Woods but our kids were in their late teens.Sample size on one but we also stayed at a hotel at...
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Investing - Theory, News & General • S&P500 or S&P500 equal weight?
The thing is, that because of cap-weighting, infuriating peculiarities along the lower fringe of the S&P 500 don't carry much weight and therefore don't matter much. If you don't like the S&P...
View ArticlePersonal Consumer Issues • Car-like Luxury SUV for golf bags
In a sedan trunk it is perfectly safe to fill it completely. The luggage area of an SUV doesn't work that way. Filling it completely obstructs the driver's rear view mirror and can lead to items...
View ArticlePersonal Investments • How to calculate Churning w/ VTSAX and a few other...
“Churning” per-se is negligible with VTSAX. There is no need to rebalance a Total Market fund.A few companies need to be added each year due to IPOs and SPACs, but that is a tiny figure compared to...
View ArticlePersonal Consumer Issues • What Movie Have You Recently Watched?
The Three Colors Trilogy, Blue, White, and Red, directed by Krzysztof Kieslowski and released in 1993-94. Three separate movies that intersect at points. The movies are set, respectively, in Paris,...
View ArticlePersonal Finance (Not Investing) • How to tell if social security number has...
Suggest running a free credit report at annualcreditreport.com (there are no fees, this is a required free service). Yes, mismatches or credit gaffes could impact her getting a mortgage. Start with...
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Personal Consumer Issues • [What TV Show Have You Recently Watched?]
Bad Monkey on Apple TV+.DW and I found it a bit boring and will not continue after second episode. Other opinions?My wife and I have to curtail watching any show with animals on it (our dogs bark at...
View ArticlePersonal Investments • Why is long-term bond acceptable?
When you say the "long bonds are super charged" what does that mean? How does VGLT compare to VBILX, how do they react to changing interest rates?Thanks!It is an old thread, so I thought I would...
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Personal Investments • Fun Money - Next NVDA?
I'm amazed at how much technical expertise from a broad diversity of backgrounds exist on here.I know that some who were in the AI/Compter Science/Tech space knew of NVDA years ago. I am asking who...
View ArticlePersonal Investments • How to prevent [avoid being hit with] capital gains...
I keep all my money in Vanguard. [. . .]I’m also wondering if there’s a way to predict and avoid cap gain payouts. If I sign up for email alerts or something can I be warned before a distribution, and...
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