Personal Finance (Not Investing) • Quicken 2019 and forward
Thanks!Statistics: Posted by bertilak — Tue Aug 27, 2024 3:09 pm — Replies 1096 — Views 126302
View ArticlePersonal Investments • Talk me into paying off my debt
The mortgage is 3.5%. The student loans are from 2.5% to 3.75% (nothing over 3.75%). Most of the debt is the mortgage.Statistics: Posted by qwerty3656 — Tue Aug 27, 2024 3:09 pm — Replies 14 — Views 683
View ArticlePersonal Finance (Not Investing) • Rockefeller waterfalls
None of these cool tax avoiding/minimizing tricks ever work long-term without the political influence, suits and contacts to keep ahead of the tax authorities & influence the rule setters. What...
View ArticlePersonal Investments • New Investing Opportunities Once You Climb Above...
You are asking a valid question in my view. Once critical else is achieved how to protect or diversify away further risk. For this reason I purchase timberland. Trees grow no matter the interest rate,...
View ArticlePersonal Investments • sequence of withdrawals during retirement--differing...
What's the simplest rule to withdraw in retirement? I have HSA, Roth, 401K and taxable, in addition to social security and pension. I do have a heir but I am more interested in simplicity for myself...
View ArticlePersonal Investments • Transfers / gifts between partner accounts
How are you going to look a judge in the eye and tell him you aren’t tax evading when you gift $7k stock to a girlfriend and then she sells it and pays you $7k back the next week. Or uses it to pay...
View ArticlePersonal Finance (Not Investing) • Insurance companies for Home and Auto -...
Thanks all. Looks like Allstate came through a touch higher, but they seemed to take me. I had a couple of accidents this year.Statistics: Posted by NextMil — Wed Aug 28, 2024 3:09 pm — Replies 8 —...
View ArticleInvesting - Theory, News & General • Ronald Read the Janitor who amassed...
Read is also highlighted in this Reader's Digest article that includes several others just like him:https://www.rd.com/article/secret-milli ... fter-died/•Sylvia Bloom, a secretary who passed at age...
View ArticlePersonal Consumer Issues • Natural wasp repellent
We have a good amount of yellow jackets on our large property. The only thing that I have found that keeps the population "in check" is to put out these traps in the early spring as that often will...
View ArticlePersonal Investments • Chet 529 [Connecticut Higher Education Trust]
deleteStatistics: Posted by Alfonsia — Wed Aug 28, 2024 3:13 pm — Replies 3 — Views 332
View ArticlePersonal Consumer Issues • Guided Hiking Tours--Looking for Website/Ideas
Thanks for all the responses! I'll review and double back with any other questions and in the meantime will keep doing the stair master at the gym!Statistics: Posted by mbt863 — Wed Aug 28, 2024 3:14...
View ArticlePersonal Finance (Not Investing) • Is Home Insurance worth it?
If the house is worth so little compared to the land, and to your net worth, then insurance should be very cheap, and easily affordable. I wouldn’t go without it. And it does cover things besides loss...
View ArticlePersonal Finance (Not Investing) • Do car/home repair funds become irrelevant...
thanks all for perspectives. It has started to feel a bit silly to save and track a few 10s of Ks we might spend in a given year, but usually won't when 1) it is a small part of our assets and 2) we...
View ArticlePersonal Investments • 2 bad options
When/if you find out this is an EJ SIMPLE IRA, if you add that information to the title you may get the attention of people who have been through this before.Statistics: Posted by retiredjg — Wed Aug...
View ArticlePersonal Investments • Help with existing 401k Choices
Jeeze, and I thought the ERs in my 401k were high.Are you getting some matching to offset the high ERs?Statistics: Posted by Jeepergeo — Wed Aug 28, 2024 3:16 pm — Replies 13 — Views 1529
View ArticlePersonal Finance (Not Investing) • POAs - administrative questions
Are you named executor in this relative’s Will?For starters, obtain copies of the POAs. Check whether the POA for financial matters is springing or durable. - If springing, it can be difficult to get...
View ArticlePersonal Investments • Rules for non-spouse beneficaries of Inherited ROTH IRAs
That is correct.The key rule here is that Roth IRA owners always pass prior to RBD, because Roth IRA owners do not have RBDs.First, for the record, RBD stands for... Roth Beneficiary designate? I...
View ArticlePersonal Consumer Issues • Keeping neighborood cats from using restroom in yard
If you chase them from that part of your property, you may just drive them to another area of yours that would be even more objectionable. Given your subsequent comments, I concur with the suggestion...
View ArticleInvesting - Theory, News & General • Question on mechanics of bond funds
Just trying to learn something.I understand that if I have a bond or a bond ladder, I can pretty much ignore the ups and downs of the value of the bonds based on interest rate changes. Assuming that I...
View ArticlePersonal Finance (Not Investing) • How to create Equifax account without paying?
You absolutely, positively do not need to pay for an account to freeze/unfreeze your credit. Not sure how you are getting routed to that options, but just Google Equifax credit freeze and it will take...
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