Personal Finance (Not Investing) • Wedding gift
Of course you are related. You are related by marriage.You ARE family once you marry into the family.After not having the world's greatest birth family, I was utterly taken aback by the warm welcome I...
View ArticleInvesting - Theory, News & General • Why pay DAF management fees when you...
Does anyone request contributions to their DAF in lieu of gifts?Statistics: Posted by TheTimeLord — Thu Aug 29, 2024 3:19 pm — Replies 16 — Views 481
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Personal Investments • at Fidelity - CMA or Brokerage?
So, for cash, they're effectively the same Essentially, yes.I'll note that my CMA only has SPAXX or bank sweep options for my core position. You can buy into others, which will auto-liquidate to cover...
View ArticleInvesting - Theory, News & General • Model and spreadsheet for asset...
A5 is the most important calculation here. For every dollar of gains in the taxable account, the IRS will take the dividend tax (B2*E2) every year, and that cost compounds for F2 years. Then, when you...
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Personal Investments • If The 3 Fund Portfolio Is All You Need Why Do So Many...
They probably think the 3F portfolio is not "good enough" for them, I guess.Speaking for myself, after trying different strategies (mostly performance chasing to start with ) since the early 90's such...
View ArticlePersonal Finance (Not Investing) • death of 529 plan beneficiary (not the...
Without going into the tragic details that have led me to these questions: we have a 529 plan with ~$64k for which the beneficiary is now deceased. The immediate siblings also each have a 529 and we...
View ArticlePersonal Finance (Not Investing) • Seeking examples of "horror...
Caliscotsman, thanks for asking. The actionable question is "how can I convey to my workshop attendees, with real life examples, why it is important to share crucial information with loved ones so...
View ArticlePersonal Investments • Your Opinion on Berkshire Hathaway ?
Some other differences to consider: Berkshire collects billions in revenue from dividends not returned as dividends but as a part of their own margins, which mutual funds do not.Berkshire is buying...
View ArticlePersonal Investments • Looking to Reallocate $2M Inherited IRA Portfolio
1. Don't rush to do anything. You need time to process and grieve. (And ofc, my sympathies to your sudden loss)2. Break the problems down into manageable bites (this ole' how to eat an elephant...one...
View ArticlePersonal Finance (Not Investing) • My CPA told me he has money in AUM: red flag?
Not at all, why would you think choosing to have a professional manage his investments says anything about their ability or service as an accountant?Guess I've been hanging around here for long enough...
View ArticlePersonal Investments • Retiring in 6 months (off TSLA options); Plan Review;...
Quick Update. Haven't had a chance to read various responses. I will do so tonight.I sold 1,008 NVDL Sept 6 Calls for $1.10 premium this morning. So exit plan is in motion.RWOP,I’ve read most of the...
View ArticlePersonal Finance (Not Investing) • Bank of America/Merrill Edge - Preferred...
With regards to the issue I had posted about, B of a clawbackked points, and the $2500 limit did not reset.Statistics: Posted by bbrock — Fri Aug 30, 2024 3:24 pm — Replies 7781 — Views 1053089
View ArticlePersonal Finance (Not Investing) • Experiences with Mint Mobile
I have 2 annual paid lines which works out to be $8 per line per month 2gigs, and unlimited talk/sms with USM as well, they have all 3 networks, TOTP, and extra optional security like FIDO lockdown...
View ArticlePersonal Consumer Issues • What are you listening to now
Rod Stewart and the faces doing miss Judy.That was such a tremendous record Especially The song stay with me.Statistics: Posted by yankees60 — Fri Aug 30, 2024 3:27 pm — Replies 6636 — Views 762509
View ArticlePersonal Consumer Issues • Iphone aps and storage space
I'll make the spendthrift argument that if you are actually running up against storage limits and have to delete files or apps, then it's time to get a new phone.Statistics: Posted by Doctor Rhythm —...
View ArticlePersonal Investments • Is IVOO over or undervalued?....
Thank you for the insight. When I look at M* X-ray, for my portfolio, Large Value and Large Core are slightly overweight and Large Growth is a bit underweight when compared to VTSAX. Mid and small...
View ArticlePersonal Finance (Not Investing) • Retirement Life. What are your Stressors?
The issues you noted have been around for awhile. What's likely changed is you now have more time to pay them attention.Stress is a response, one that you can control, sometimes by simply setting...
View ArticlePersonal Investments • Bonds, again
I would hold the bond fund until it recovers. We are sticking with VBTLX and US treasuries. We are retired and our AA is 65/35. We are comfortable with this since we have a low withdrawal rate and...
View ArticlePersonal Finance (Not Investing) • Apple Pay at ATM?
Not Allpoint network but Fidelity CMA debit cards seem to be working through Apple Wallet at least at Chase ATM's. I haven't had the opportunity to try other ATM networks because it seems like...
View ArticlePersonal Consumer Issues • "Disputing a bill" on a debit card?...
I don't understand this recommendation. People have busy enough schedules as it is. Visiting a bank branch is completely unnecessary.There are two kinds of people - the ones who are happy to stop by...
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