Personal Consumer Issues • Weird un-Amazon-like experience with something...
It might be some seller gaming the system where they sell a handful using Amazon as the shipper but as soon as that inventory is out, the Chinese shipper is then the backup. So a buyer thinks they are...
View ArticlePersonal Investments • Should I Defer Compensation?
I would only opt into a system like this if the benefits were outsized. Predicting future tax rates is very hard. The simplest solution is usually the best.Statistics: Posted by cvoege — Sat Aug 03,...
View ArticleClik here to view.
Personal Finance (Not Investing) • Why are so many people choosing LTCI
Hi Smitcat,Well my son and daughter in law came over yesterday and over a delicious chicken dinner, which I cooked, I informed them of my intentions to voluntarily stop and drinking at the appropriate...
View ArticlePersonal Finance (Not Investing) • Looking at LTC insurance. Should we buy a...
Stan the Annuity Man has excellent podcasts on long term care funding, and whether annuities even make any sense for long term care insurance.https://www.stantheannuityman.com/learn ......
View ArticlePersonal Consumer Issues • Intel Core i7 vs i5
I need to replace my desktop, which is still running but having starting issues. It has the i5 chip, since I dont do gaming, is there any reason to get the i7 chip? I recently went through this. In...
View ArticlePersonal Finance (Not Investing) • Bond required for administration of estate
...I am the surviving daughter no other next of kin. My mom (also deceased) was divorced from him (deceased).That's another reason a court may require a bond. We had a case in Bronx County where the...
View ArticlePersonal Investments • Ready for early retirement?
I think there is projection going on here. Folks who have less assets than op and have successfully retired are giving their approval but the folks who have comparable assets but still not retired are...
View ArticlePersonal Finance (Not Investing) • Bank of America/Merrill Edge - Preferred...
Walmart and sam's club payments in store using the respective app lately are getting cash back of 3.5% (whole sale clubs) vs 5.25% (online) that they were getting before. Anyone else noting this...
View ArticlePersonal Consumer Issues • Post military planning: Best US city…in 5-10 years?
Planning to retire from the military (Army, Lieutenant Colonel) in next couple years and planning my exit strategy. I’m 43 and my window opens next September which gives me at least 23 years but I can...
View ArticleClik here to view.
Personal Consumer Issues • What are you listening to now
Right now I’m sitting down listening to one of my favorite groups: Heart. Magic Man is playing. We’ve just finished our walk around the house. Back in the day , you could say I was a bit of the magic...
View ArticlePersonal Investments • Please help a blue-collar guy with retirement withdrawls
America is in desperate need of young plumbers, electricians, HVAC techs etc. as many of the old-timers (like me) are retiring.My son was a young plumber for about 5 years or so. Did not stay with it,...
View ArticleClik here to view.
Personal Finance (Not Investing) • Fidelity CC Rewards
Purely out of curiosity, for those with the Fidelity credit card earning 2% cash back, what type of account(s) do you have your rewards deposited into? Brokerage, savings, 529, etc. ?Just wondering -...
View ArticlePersonal Consumer Issues • College Costs
Boglehead parents have always been all over the map on paying for college.On one end is the parent who says "The kid can pay his own way through college. I saved that new refrigerator box so there's...
View ArticlePersonal Finance (Not Investing) • Helping Dad with Finances
I would consider FSKAX and FTIHX instead of the zero funds in taxable. They are about the same cost, follow an actual index, and retain portability without liquidating them (imagine if in 20 years...
View ArticlePersonal Finance (Not Investing) • Creative ways to make an extra $300 a month?
Plasma donationIf you have the veins - why not. Much of the time spent at the center can be used doing reading/iinternet surfing, etc. And the plasma may make significant contributions to someone...
View ArticlePersonal Investments • Sell Treasury Notes Early?
As birdfood also pointed out, do you have a reinvestment plan for the bond that you sold? For example if you were going to receive 5% for the duration of the bond. Let's say the interest rate drops to...
View ArticleClik here to view.
US Chapters • Sacramento, CA Area Chapter - Master Thread
. . . A joint production ofSOUTH BAY BOGLEHEADSSACRAMENTO AREA BOGLEHEADS“ Approaches to Investing: The Splendid and the Vile ” August 10, 2024No physical location this month . . . This virtual...
View ArticleInvesting - Theory, News & General • 401K Stable Value with rising...
In sufficiently dynamic situations, that means the stable value fund may even lag the interest rate increases on money market funds. Eventually as long as short-to-intermediate rates are consistently...
View ArticlePersonal Finance (Not Investing) • Credit Union Checking Fees?
My local CU doesn't charge for standard checking but there are additional fees for the premium checking.I rarely write any checks anymore. Last year I wrote two to pay the property taxes, because the...
View ArticlePersonal Finance (Not Investing) • College Scholarship and Kiddie Tax
Thank you for asking this. I've tried to understand it, but found it's too unclear for me to figure out. In our situation, my son has scholarships that cover tuition, fees, books, and housing, plus a...
View Article