Personal Consumer Issues • Moving in retirement.
Lived in rural NJ, with few restaurants and entertainment for 30 years. 3500 sq. ft. home on 2 acres, raised our 2 daughters. We had flower gardens around the home, apple and pear trees, grapes, a...
View ArticlePersonal Finance (Not Investing) • Getting Your Money Back from an S-Corp
I am assuming this is a 1 person s-corp? If you have no basis in the company, I believe this means you have zero equity. So any distribution you take is going to cause negative equity on the balance...
View ArticlePersonal Consumer Issues • Surprise! Wellcare part D free drugs. And I paid...
There could be a few non generic drug manufacturers that will help with costs while on Medicare. I'm on Xarelto and get 3 months supply for $10 on my employer's plan; that goes away once I'm on...
View ArticlePersonal Consumer Issues • Suggestions around Dulles-IAD Arrival
I often fly out of IAD for international flights and think the hotel prices are quite reasonable. Google airport hotels near Dulles airport with free shuttle. For example the Hyatt Place Herndon...
View ArticlePersonal Finance (Not Investing) • The best game-changing financial advice...
3) Doing your own financial planning and asset management is the best paying hobby/side gig available to most people. If the average advisor charges 1% and you've got a $3 million portfolio, that's a...
View ArticlePersonal Investments • Estimating RMD Taxes for Retirement Planning
The ROI of your traditional IRA will depend on your asset LOCATION strategy. What is the purpose of your traditional IRA? For me, I am doing Roth conversions until the balance of the traditional IRA...
View ArticlePersonal Finance (Not Investing) • Intuit's Mint App Shutting...
I thought Mint might back down and keep the app running but it looks like this might actually be happening. I might try CK assuming the migration is easy. Reviews of empower on the ply store aren't...
View ArticlePersonal Consumer Issues • Pointers for Buying 2024 Honda Odyssey EX-L
I sold my car to carvana for more than the dealer would give on my trade in. It was pretty painless. You will generally get more from local or something like carvana than a dealer. Remember to count...
View ArticlePersonal Finance (Not Investing) • How much long term care might you need?
Yeah, hard pass. If I get to that point, I'll let the money I have cover it as much as it can and go broke after that and let the govt take over. LTC insurance last I saw was incredibly expensive.We...
View ArticleInvesting - Theory, News & General • Which industry will benefit from new...
Unlike some people, I don't see this change saving people money overall. It will likely add complexity for both sellers and buyers, and shift many payments from the seller side to the buyer side. I...
View ArticlePersonal Finance (Not Investing) • Value of Suspended Spousal Benefit
Tallguy,I've thought about this option but I don't really trust the SS reps to be accurate and I know that there is no responsibility for the answersStatistics: Posted by EricGold — Sun Mar 17, 2024...
View ArticlePersonal Consumer Issues • Another 'should I get solar' question
Hi. Thanks again for all of the previous input. I now have 2 (fairly similar) proposals:1. cash price of about $41k, $29k after incentives. Approx. 14kW system with approx. 14,500 kWh2. cash price of...
View ArticlePersonal Finance (Not Investing) • "Talking with Your Kids or other...
I've read Chapter 3 from "More than Enough" a bunch of times, ...Who is the author? Regards,Mike Piper, who posts as Oblivious Investorhttps://www.amazon.com/More-than-Enough ......
View ArticlePersonal Investments • Should one invest in gold? If so, how and how much?
I'll just comment that gold is a commodity, but it is also the oldest form of money. It is helpful to think of it as money, just like the dollar bills sitting in your wallet. You can literally take...
View ArticlePersonal Consumer Issues • [What TV Show Have You Recently Watched?]
The Tourist on Netflix. Two seasons of six episodes. A unique Australian-Irish mystery/comedy/drama with plenty of twists.I enjoyed the first season, but could not get into the second. Maybe I’ll give...
View ArticleInvesting - Theory, News & General • Minimum TIPS lot size at Fidelity?
Seeing this today for 912810TY4 and 912810TP3, minimum quantity is 5 and it won't let me even put in an open order for 1. Was planning to start buying 1 each pay period in my pre-tax 401k with new...
View ArticlePersonal Finance (Not Investing) • Medicare: Getting Part A and D only
Injury and illness can hit hard at any time and for many, the chances increase steadily as we age.Indeed, a week ago I was in perfect health much like OP, with minimal need for outpatient services....
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Personal Finance (Not Investing) • Google Sheets Help Needed
Thank you both. I will check these out. You are helping an old learn new tricks!Statistics: Posted by J295 — Mon Mar 18, 2024 9:44 am — Replies 3 — Views 139
View ArticlePersonal Consumer Issues • Realtor has ideas and a buyer
Nothing "wrong" per se. This happens all the time. Perhaps the bathroom was dated? Sure, the seller may not get a 100% return on the BR investment, but it could help sell the place faster.Many RE...
View ArticlePersonal Finance (Not Investing) • Online Social Security application [question]
She may want to contact SSA. My understanding is that with a June birthday the effective date is June 1 with the first payment being sent in July. So by asking to start in July, the first payment will...
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