Personal Consumer Issues • Oak kitchen/bath cabinet solutions?
I don’t like the style of my door fronts. So if I was going to do anything, I’d go online and order new shaker style doors in the color I want. They have sites that let you specify everything, size,...
View ArticlePersonal Finance (Not Investing) • Use RMD to pay taxes
I am now the tax guy for my MIL. She is 82, $2.8M with $275k in an ira that requires an RMD of $18k. She has a federal pension of $65k that withholds federal and state taxes each month. Also gets $20k...
View ArticlePersonal Investments • Can I retire with $1.75M at age 43?
To those saying no, I'd point out this is similar to someone with 5MM liquid and 10K per month expenses- which everyone would say 'go ahead and retire' all day long.I think that it's not linear in...
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Personal Investments • How to rebalance across multiple accounts?
There is nothing to rebalance if you have the same fund in all accounts.Welcome to the forum. Statistics: Posted by retiredjg — Mon Mar 18, 2024 9:48 am — Replies 3 — Views 83
View ArticlePersonal Consumer Issues • Portable Audio - your configuration?
For my power walks I use the following:Wired: Old Sansa Clip+ with Salnotes Zero earphonesWireless: Cellphone with a belt clip with Moondrop Space Travel (yes weird name but it sounds very good)...
View ArticleInvesting - Theory, News & General • Turmoil in office real...
There's been a certain amount of news lately about the $3 Trillion in real estate debt held by banks. Office building use has declined substantially since Covid, when WFH became a thing. Refinancing...
View ArticlePersonal Investments • Finally ready to improve, consolidate and own my plan...
One of the major items on my todo list was settling on an AA. I took the quiz multiple times. Each time I landed on an 80/20 (stocks/bonds) split. The only time it deviated was with the question that...
View ArticlePersonal Consumer Issues • Buying an Expensive Car
Why? Once you buy a $100k car, EVERY other car that you buy will need to be nicer and better than it. THAT is the part of this that is the financially ruinous decision. It's not necessarily that you...
View ArticlePersonal Finance (Not Investing) • IRA to ROTH conversion analysis
It's mostly too late to make much difference with Roth Conversions. You might still be able to nibble around the edges. Tibbitts mentioned the tools most of us use to calculate things, but there may...
View ArticlePersonal Consumer Issues • Selling Land in Panama
A family member inherited a couple of acres undeveloped land in Panama. It is in a rural area but suitable for use as a home site. She is looking to sell, but has no idea how to start the process. Any...
View ArticlePersonal Consumer Issues • London 3 days in June - Need recommendations
- Imperial War Museum- a drink at the Sky Garden- brunch/lunch at the Brixton Village MarketStatistics: Posted by Thesaints — Tue Mar 19, 2024 10:02 am — Replies 7 — Views 514
View ArticlePersonal Consumer Issues • 40 Minutes to Connect in DFW
I've connected in DFW a number of times (and yes, AA). 40 minutes is do-able if everything aligns perfectly, but here's what can go wrong.Weather can be a factor. And if your first flight takes off...
View ArticlePersonal Finance (Not Investing) • Did you use Real Estate to build wealth?
The value of our real estate is a substantial percentage of our net worth. We paid it off by building a house, living in it about ten years, selling, building another to live in for about ten years,...
View ArticleInvesting - Theory, News & General • Anybody heard stories of well...
The only ones I have heard about are medical related. The medical expenses get much higher than expected is typical. They develop a medical condition that they didn't expect. The other is they have a...
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Personal Consumer Issues • What Movie Have You Recently Watched?
Mr. Holmes, on Amazon Prime.This is a mystery set in rural Sussex in 1947. Sherlock Holmes has been retired 30 years and lives in a farmhouse with a housekeeper and her young son. Holmes keeps bees to...
View ArticleInvesting - Theory, News & General • Which industry will benefit from new...
That is great - just do a FSBO then.The problem with the FSBO is under the traditional commission structure, you are still on the hook for the 3% Buyer's commission. In fact, it's always been the...
View ArticlePersonal Consumer Issues • Help me with my car dilemma . . .
My advice would be to trade it for a NON hybrid vehicle like a CRV. The dealer will auction the thing anyways. I say non Hybrid because for lots of highway driving, you're carrying around 1000 pounds...
View ArticlePersonal Finance (Not Investing) • Home Insurance Policy - Legalities Related...
We have had many homeowners insurance for our different homes over the years in multiple states. I don't even remember signing forms physically and certainly not both spouses. Your entire post seems...
View ArticleInvesting - Theory, News & General • International (Non-US) versus US...
Those that are 100% US are literally banking everything on US outcomes outperforming.Some of them don't have the objective of outperforming someone else. Maybe they're not interested in the horse race...
View ArticlePersonal Finance (Not Investing) • Hospital Bill - Negotiation strategies?
That's such a cheap ER visit that I wonder if you might mentally prepare yourself to receive more bills. My husband went to the ER in January and ended up having an emergency appendectomy. The bills...
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