Personal Consumer Issues • Electrical panel upgrade dilemma
1. Do you ever plan to buy an EV or plug in hybrid while you live in the house?2. Does the house currently NOT have an AC system3. Does the house currently have a gas cooktop and/or oven?4. Does the...
View ArticleInvesting - Theory, News & General • VIG & VIGI: What's the catch?
It doesn't make sense to plan a retirement around dividends because dividends don't really matter. It is quite easy to sell shares of stock. It just takes a few seconds in a mobile app or web browser....
View ArticleInvesting - Theory, News & General • I Bonds Mega Thread (I Bond Heads...
What makes you think it's only capital losses? I have other investments that might provide short term losses (although I hope they don't!). But how would you offset income from I-bonds ? There is no...
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Investing - Theory, News & General • Goldman Sachs predicts 3%
Didn't vanguard say this would happen a decade ago, then we had a giant bull market since then? The drunken man climbing a ladder may think that the higher he goes the lower the risk is: after all he...
View ArticlePersonal Finance (Not Investing) • Injury at a business - thoughts on...
Hi, I live in the DC area (Virginia) and my friend just had a terrible fall while leaving a business. Right outside the Customer Service door there is a large slant/pit in the sidewalk that leads to a...
View ArticleInvesting - Theory, News & General • Shiller PE now near 37 - 3rd highest...
In calculating Shiller's PE10, earning from 5,6,7,8,9,10 years ago are taken in to account, when AI was not a factor at all, for instance...I'm not following.Technology is continually evolving, but...
View ArticlePersonal Consumer Issues • Suggestions on Where To Live Next?
...• Cold, or at least cool, year-round temperatures, compared to most of the US...San Francisco qualifies as a cool city, just excuse the month of October where it can peak out at 80 degrees a few...
View ArticlePersonal Finance (Not Investing) • Accounting Software Alternative? Google...
. . .I've recently had two business accounts move to Quickbooks Online, and it is incredibly NON-intuitive and frankly I despise it.Designed by the same fine folks who did the new Vanguard website, i...
View ArticlePersonal Finance (Not Investing) • Do FAs bring any value at my level?
1. No extra return unless you're doing a lousy job. The worse you're doing on your own, the more value they can provide. At a certain point, they might even provide more than you're paying.2. No. Why...
View ArticlePersonal Consumer Issues • When is the time to replace a comforter?
I always use a duvet, so I wash duvets but not the comforter. It then appears the comforter can last forever. I am frugal, but don't want to be that frugal. How do you know when it is time to replace...
View ArticlePersonal Investments • Dividend reinvestment or not
Much simpler. But if you feel it costs you time out of the market with dividends just sitting in cash...A possibility if you want to reinvest dividends is to exchange VTSAX in those tax-advantaged...
View ArticleUS Chapters • Kansas City Diehard Group
I’m in Leawood and also interested.Statistics: Posted by Mapro — Sat Oct 26, 2024 10:31 pm — Replies 41 — Views 16013
View ArticlePersonal Finance (Not Investing) • Navigating medicare
This SHIP office looks exactly what I was hoping for! I will contact them.My mom has United Healthcare/Advantage AARP.Also contact United Healthcare for information about what to about your mother's...
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Personal Consumer Issues • What are you listening to now
Great description. Their live performances were what really set them apart. When someone says they don't like the Dead I always ask which decade? I personally like the 70s the best. Saw them many...
View ArticlePersonal Finance (Not Investing) • yet another scam call variation
You would think for the well being of patients, especially elderly ones, medical providers could figure out a way to securely call from a recognizable / known number. The main reason people,...
View ArticleInvesting - Theory, News & General • Any concerns with having large...
I have Vanguard and J P Morgan self-directed accounts. The difference between them is that J P Morgan customer service representatives are more knowledgeable and are very helpful when service is...
View ArticlePersonal Finance (Not Investing) • Pros/cons of using HSA funds to lower ACA...
Close to all (> 98%) of our retirement savings are in tIRAs; this is an important point as every dollar we pull out to fund our living expenses generates taxable income and increases our AGI. We...
View ArticlePersonal Finance (Not Investing) • how much do you think you need to retire?
This is encouraging.44, target 2044 retirement at 64 years. In today's dollars, I am estimating $100K per year retirement income = $2.5M target.Can someone explain to me the reasoning behind using...
View ArticlePersonal Finance (Not Investing) • Experience with Tesla Auto Insurance in CA
i have it but plan to switch. very unsatisfied with their customer service on routine questions over the years and a claim.Statistics: Posted by cchrissyy — Sat Oct 26, 2024 10:55 pm — Replies 3 —...
View ArticlePersonal Finance (Not Investing) • W4 Withholding - one spouse makes more...
The underpayment is projected to be around $10k, with an estimated total tax bill of $29k for 2024. How can I minimize or eliminate any potential penalties?1) Do as much withholding as you can for the...
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