Personal Consumer Issues • Headlight out on ‘07 Honda Accord: replace myself?
It's going to be a halogen bulb if it's just the bulb. Before touching the bulb put rubber gloves on while changing the bulb, the oils from you hand(s) will cause the bulb to burn out quicker. No...
View ArticlePersonal Consumer Issues • Relocate from MA to Irving TX after retirement
There is also the energy issue. Didn't Texas have a massive power grid failure a couple of winters ago, and then raised energy prices very high? I believe they are not tied into any power grids...
View ArticlePersonal Finance (Not Investing) • Another pull back?
Way too much manipulation and too responsive to loud mouths instead of business fundamentalsStatistics: Posted by Josh5000 — Thu Apr 04, 2024 1:36 pm — Replies 3 — Views 201
View ArticleInvesting - Theory, News & General • Lifecycle Investing Challenged -...
Sorry if I missed it, but Tyler has an excellent new follow-up relevant to the paper on Portfolio Charts.Check out the thread here: viewtopic.php?t=428716Thanks. Did miss it.Statistics: Posted by...
View ArticleInvesting - Theory, News & General • When do private alternatives make...
Why would 9 figures be any more of a justification to go this route than a portfolio with 8, just that you can negotiate lower expenses?Because they're typically long-term investments. So if an...
View ArticlePersonal Consumer Issues • Where in Virginia to look for land/home
Keep the ideas coming.Thank you.I'd press a like button for each of you!Statistics: Posted by 4nursebee — Thu Apr 04, 2024 1:40 pm — Replies 9 — Views 941
View ArticlePersonal Finance (Not Investing) • Benfits Package Thoughts/Advice
Not sure if this is an acceptable question/post for this forum, not sure where else to ask, please remove if not allowable.In a pretty neat opportunity where the small business I work for has a set...
View ArticlePersonal Finance (Not Investing) • Can I retire in 10 years through annuities?
MYGAs and SPIAs. Both are relatively low commission cost products.That language makes me laugh every time I read it.Statistics: Posted by EricGold — Thu Apr 04, 2024 1:43 pm — Replies 22 — Views 2323
View ArticleInvesting - Theory, News & General • The Dividend Returns
The Government has recently introduced a tax on share buybacks, so the advantage over dividends isn’t as much as it used to be.Statistics: Posted by rkhusky — Thu Apr 04, 2024 1:45 pm — Replies 11 —...
View ArticleInvesting - Theory, News & General • Why the save-the-receipts HSA...
If you want to leverage HSAs for LTC, I think one should consider using the HSA for paying premiums for a “good” LTCi policy.My conclusion is exactly the opposite of this. Which is that someone maxing...
View ArticlePersonal Finance (Not Investing) • Laid off - still being paid for a couple...
I have been laid off but still receive bi-weekly payments for a couple of months. However, I can't contribute to employers 401k anymore.Is there a way for me to still contribute the full amount...
View ArticlePersonal Finance (Not Investing) • PSA : Schwab mobile app off line last two...
Nope, no problems with the Schwab app yesterday or today. Just logged on right now and no issues. Android fyi.Statistics: Posted by Nate79 — Fri Apr 05, 2024 1:48 pm — Replies 1 — Views 52
View ArticlePersonal Investments • How to make a Late Backdoor Roth contribution for 2023...
I agree with you, Rocinante Rider. Both parties have to know how this works in order to get the information exchanged properly. The trouble is that many tax-payers expect the tax-preparer to know the...
View ArticlePersonal Consumer Issues • Recommendation for lightweight carry-on luggage?
I have seen Tom Bihn mentioned on here quite a bit, but they seem expensive for what they are. Any experience with their travel bags, and if so which one? In my experience Tom Bihn bags have been...
View ArticleInvesting - Theory, News & General • The silliness of the 4% rule - WCI
I don't even look at articles that discuss the supposed "4% rule". There is nothing to discuss, its just another imprecise tool/gauge/estimate to look at for a quick check on where you may need to be,...
View ArticlePersonal Investments • Opening Roth IRA along side my Roth 401k
Would it make sense to only use my Roth 401k up to my employers match and contribute the rest of my money to a Roth IRA?I currently make $51,500 annually and am currently contributing 8% to my...
View ArticlePersonal Consumer Issues • State Farm Car Insurance Woes
I made changes to our 2 State Farm auto policies last month. Request was done via email to our local State Farm agent. The changes were reflected next day on the State Farm online portal. We received...
View ArticlePersonal Consumer Issues • Low sodium smoked salmon
Smoked salmon requires salt. I've never salted any of my smoked salmon. It just gets smoked and eaten.Sorry, I was assuming this was cold smoked salmon. I’ve never seen hot smoked (on a grill or home...
View ArticlePersonal Finance (Not Investing) • How did your savings change after kids?
Data point: full time childcare in Boston (9-5, 5 days a week) is $1.75-2.5K/mo/kid. I don’t think people realize how expensive childcare has become. It has outpaced medical, housing, college, etc in...
View ArticlePersonal Investments • Can I retire in 4 years?
Fed gov employee with approx. $2.6m in investable assets (75% stocks), expected $40k a year pension at age 60 (I'm 56 now), and $1.2m in home equity. Live on East Coast but would like to move to West...
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